Education Funding Guide for Students of Delhi and UTs after Class 10th & 12th

Education Funding Guide for Students of Delhi and UTs: For students residing in Delhi and the Union Territories (UTs), navigating a path to higher education after Class 10th or 12th can be both exhilarating and intimidating. Securing sufficient financial resources to continue pursuing their education, whether in professional courses, colleges, or senior secondary schools, is one of the biggest stumbling blocks for the students and their families. In order to ensure that financial limitations do not impede educational goals, the administration of Delhi and UTs as well as other institutions have implemented a wide range of scholarships, fee reimbursements, and educational loan programs.

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By steadily raising budgetary allocations for schools and higher education establishments in recent years—including a significant increase in financing for Delhi University colleges—the Delhi government has shown a strong commitment towards education. Similarly, the other union territories have implemented changes to improve the quality, access, and infrastructure of education, aligned closely with the National Education Policy (NEP) 2020 and central government schemes.

If you have just finished your Class 10th or 12th exams, this article will be a definite guide and a friendly companion in navigating the ecosystem of education funding. 

Education Funding Guide for Students of Delhi and UTs: Major Opportunities

Buddy4Study has evolved as a comprehensive online ecosystem designed to complement the aspiration of the students for higher education by offering a wide array of financial and career resources. It acts as a central hub, connecting deserving students with scholarships, education loans, internships, fellowships, and career guidance, thereby facilitating their academic success.

National Scholarship Opportunities

Pursuing higher education after Class 10th and 12th often involves considerable costs, a critical phase where scholarships can significantly ease financial pressures. For students domiciled in Delhi and other Union Territories, who have completed their 10th or 12th Board exams, the Buddy4Study platform offers a streamlined way to explore numerous national-level scholarship opportunities. Some of these valuable resources are highlighted below.

PM Yasasvi Central Sector Scheme of Top Class Education in College for OBC, EBC, and DNT Students

The Ministry of Social Justice and Empowerment, Government of India, offers this scheme to support the education of OBC, EBC, and DNT students who have passed Class 12 and are enrolled in full-time courses with an annual family income limit of ₹2,50,000.

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NSP Central Sector Scheme of Scholarship for College and University Students

The NSP Central Sector Scheme, by the Indian government, provides annual financial aid of up to ₹20,000 for students admitted to professional undergraduate or postgraduate courses in AICTE-approved colleges after Class 12, provided their family’s yearly income is ₹4.5 lakh or less.

Buddy4Study Scholarship Support Programme 2025-26

The Buddy4Study Scholarship Support Programme for the 2025-26 academic year aims to financially assist talented Indian students transitioning to higher education after completing Class 10th, 12th, or during their first year of undergraduate studies. Successful applicants can receive annual awards ranging from ₹25,000 to ₹1,00,000. Eligible students from Delhi and other UTs are encouraged to apply via the Buddy4Study platform before the deadline falling on May 15, 2025.

Shramik Card Scholarship

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The Shramik Card Scholarship provides financial assistance to students from Class 6 through postgraduate studies whose parents are registered as workers in the unorganised sector with a State Labour Board. Eligibility requires the parent’s registration with the State Labor Welfare Board and adherence to specific annual family income criteria.

Indira Gandhi Single Girl Child Scholarship

The University Grants Commission (UGC) provides the Indira Gandhi Single Girl Child Scholarship to support postgraduate studies of single female students under 30 who are in their first year of a full-time Master’s program at a UGC-recognised university, offering ₹36,200 annually for two years, which can be combined with other scholarships.

Education Funding Guide for Students of Delhi and UTs: Major Opportunities 

For students domiciled in Delhi and other Union Territories, stepping into higher education after Class 10th or 12th, a diverse range of opportunities awaits. This section highlights some of the prominent scholarship and financial aid programs specifically catering to requirements of aspiring scholars. 

Scholarships Opportunities in Delhi (NCT)

 

Delhi Scholarship 

These include a number of scholarship opportunities offered by the Government of NCT, Delhi. It aims to support the higher education of the students domiciled in Delhi.  

  • Merit Scholarship for SC/ST/OBC Students
  • Reimbursement of Tuition Fee for SC/ST/OBC
  • Post-Matric Scholarship for SC/ST/OBC Students
  • Dr. BR Ambedkar Scholarship for Toppers/Meritorious Award, Delhi

Also Read: Delhi Scholarship 2024-25

Delhi Ladli Scheme

This scheme helps with the education of female students in Delhi who have just appeared for the Class 10th Board examination or have already passed 10th grade and are now pursuing their studies in a government or government recognised schools in Delhi. Selected students shall receive a fixed deposit of up to ₹11,000.  

Central Sanskrit University (CSU), Delhi Merit Scholarship

This initiative financially supports the sanskrit education of students with an annual amount of up to ₹3,05,000. 

Internship Opportunities in Delhi

Delhi University Vice Chancellor Internship Scheme

This internship scheme offers a great opportunity for undergraduate and postgraduate students in the University of Delhi. Selected interns shall receive a monthly stipend ranging from ₹5,000 to ₹10,000.

IIIT Delhi Summer Internships

This is a 6-8 week internship program meant for the B.Tech students of the Indraprastha Institute of Information Technology Delhi. The selected interns shall receive a monthly stipend of ₹5000.

VC Internship for Udhmodya Foundation

This is a six months programme for the students of the Delhi University providing them with invaluable experience of academic leadership. Interns shall receive a monthly stipend and a letter of recommendation. 

NIT Delhi Summer Internship Programme

This is an internship program available at the Visual Computing & Robotics Lab, NIT Delhi. It is meant for students pursuing their BSc./B.Tech/B.E/M.Sc/M.Tech programs. Selected candidates have an opportunity to explore the limits of Visual Surveillance, Computer Vision, Machine Learning, Healthcare and Robotics research. Additionally, they shall receive a discount on the course tuition fee. 

Apprenticeship in Delhi

DRDO-DESIDOC, Delhi Apprenticeship 

This is a wonderful opportunity that is provided by DRDO for graduates in Library & Information Science and diploma holders in Library Science. Selected candidates shall receive a monthly stipend of up to ₹9,000.

NHIDCL Technical/Non-Technical Apprenticeship

This apprenticeship program is designed for individuals having secured a B.Tech. degree in Civil Engineering from IITs/NITs/Government/AICTE-approved engineering institutions. Individuals involved in apprenticeship shall receive a monthly stipend of 20,000.

IUAC Graduate and Technician Apprenticeship

This is a one year apprenticeship training program offered by the Inter-University Accelerator Centre, New Delhi to students having secured their degrees in Engineering, Science, Arts, Commerce degree including ITI in Engineering and Technology/Diploma holders. Selected candidates shall receive a monthly stipend of 9,000.

Fellowships in Delhi

IIT Delhi Undergraduate Summer Research Fellowship Programme

This fellowship program offers a great opportunity to academically excellent undergraduate students who have completed at least 2 years of their B.Tech course. Successful applicants will get to explore and execute innovative projects under the guidance of the faculty of IIT Delhi. The selected fellows shall receive ₹500 per week.

(Note: Students of IIT cannot apply for this fellowship programme.)  

Opportunities in Chandigarh

Dr Ambedkar Scholarship

This scheme supports the education of Economically Backward students of Chandigarh enrolled in Class 11 and above. Their family annual income should not exceed ₹1 lakh.  

Vidyadhan Haryana & Chandigarh Scholarship Program

This program supports the education of underprivileged students who have secured at least 80% (or 8 CGPA) in their Class 10th Board examinations. Scholars receive an annual scholarship support of ₹10,000.

PM Yasasvi Post-Matric Scholarship Scheme for OBC, EBC and DNT Students, Chandigarh

This is an opportunity dedicated to OBC/EBC/DNT students enrolled in Class 11 and 12 with an annual family income below ₹2,50,000. Selected students can receive a monthly allowance of up to ₹1000. 

DUP Chandigarh Graduate/Diploma Apprenticeship

This is an opportunity offered by the Department of Urban Planning, Chandigarh Administration to students who hold a graduate or diploma degree in architecture. Applicants doing the apprenticeship will be provided with a monthly stipend of ₹9,000. 

Also Read: https://www.buddy4study.com/article/chandigarh-scholarship 

Opportunities in Jammu and Kashmir

Post-Matric Scholarship Scheme for ST Students, Jammu and Kashmir

This is an initiative funded by the Ministry of Tribal Affairs, Government of India and implemented by the Social Welfare Department, Government of J&K. It supports the higher education of students who have passed Class 10 with a monthly allowance of ₹1,200.

Centrally Sponsored Scheme of Post-Matric Scholarship for SC Students

With an aim to encourage students from the SC category to pursue their education in Class 11 onwards till postgraduation, it provides them with an annual academic allowance of ₹13,500. 

Prime Minister Special Scholarship Scheme (PMSSS), J&K

This scheme is applicable to students who have passed their Class 12 examinations and are pursuing an undergraduate or diploma course from the prescribed list of colleges. 

Combined Counselling Board (CCB) Scholarship, J&K

Students pursuing their studies at the college or university level, who have scored at least 40% to 50% marks in their previous examination can apply for this scholarship. 

Pradhan Mantri Uchchatar Shiksha Protasahan Yojana (PM-USP)

This is applicable to students of Jammu and Kashmir, who have passed Class 12 from JKBOSE or CBSE schools. Scholars can receive an annual academic fee of up to ₹3 lakh along with other benefits.   

IIT Jammu RISE-UP Program

This programme is for pre-final year engineering students who want to gain research experience under the guidance of experienced faculty of IIT Jammu. Interns shall receive a stipend of ₹13,000 per month.

Opportunities in Ladakh

Vidyadhan SECMOL Ladakh Scholarship Program

This is an opportunity provided by the Sarojini Damodaran Foundation that contributes to the higher education of underprivileged students thereby transforming their future.

Vidyadhan Ladakh Class 11 Scholarship Program

This opportunity supports the higher education of underprivileged students, aiming to empower them and reshape their future prospects with the scholarship benefits of ₹10,000 annually.

Post-Matric Scholarship for Students belonging to National Minorities
This is a scholarship program dedicated to students belonging to minority communities, who are pursuing their studies at the post-matriculation or post-secondary stage to enable them to pursue higher education.

Matric-cum-Means Scholarship for Students belonging to National Minorities

This scholarship program provides assistance to students from minority communities, who are pursuing undergraduate or postgraduate technical/professional courses in recognised Indian institutions. The Social Welfare department distributes the scholarship funds through the Head of the Institution.

Pradhan Mantri Uchchatar Shiksha Protasahan Yojana (PM-USP)

The PM-USP program is meant for students of Jammu and Kashmir, who have passed Class 12 from JKBOSE or CBSE schools. Scholars can receive an annual academic fee of up to ₹3 lakh along with other benefits.   

Opportunities in Dadra and Nagar Haveli and Daman and Diu 

Post-Matric Scholarship for SC/ST Students

This is a scholarship dedicated to support the education of SC and ST students residing in Dadra and Nagar Haveli and Daman and Diu, who are pursuing their studies at the Class 11 to Postgraduation levels. The annual family income of applicants should not exceed ₹2.5 lakh. It also covers specially-abled SC/ST students. 

PM Yasasvi Post-Matric Scholarship Scheme for OBC/SC Students-DNHDD

This is a scholarship dedicated to support the education of SC and OBC students of Dadra and Nagar Haveli and Daman and Diu , who are pursuing their studies at the Class 11 to Postgraduation levels. The annual family income of applicants should not exceed ₹2.5 lakh. Successful applicants can receive an amount of up to ₹20,000 annually. 

Opportunities in Puducherry

Adhoc Merit Grant for SC Students

This scheme offers financial support to SC students domiciled in Puducherry, who have completed their Class 10 with at least 65% and are currently pursuing their higher education in a recognised institution. 

Post-Matric Scholarship for SC/ST/OBC Students

This scholarship aims to support the education of SC students in Puducherry enrolled in Class 11 to PhD programs. Scholars can receive an amount of up to ₹13,500 towards their education. 

Vidyadhan Puducherry Plus 1 Scholarship Program

This is an initiative of the Sarojini Damodaran Foundation that offers ₹10,000 to students enrolled in Class 11 or 12 in recognised institutions located in Puducherry. 

Opportunities in Andaman and Nicobar Islands

Scheme for Grant of Additional Scholarship to the Students of Other Backward Classes of Andaman and Nicobar Islands, for Pursuing Higher Studies Anywhere in India after Secondary Level (Except Class XI & XII)

This scheme aims to provide scholarships to OBC students belonging to non-creamy layers in Andaman & Nicobar Islands, who are pursuing higher education after Class 10 or 12 in recognised institutions across India, helping to cover their educational expenses.

Education Funding Guide for Students of Delhi and UTs: Education Loan Programmes

Dr. Ambedkar Central Sector Scheme of Interest Subsidy on Educational Loans for Overseas Studies for OBCs & EBCs Students

The Government of India’s Dr. Ambedkar Central Sector Scheme provides interest subsidies on educational loans to eligible students from Other Backward Classes (OBC) and Economically Weaker Sections (EWS) pursuing Master’s, M.Phil., or doctoral studies in foreign institutions.

CGFSEL Education Loan Scheme

The Department of Financial Services, Ministry of Finance, facilitates availability of collateral-free education loans up to ₹7.5 lakh to students pursuing higher education in India or overseas through the CGFSEL scheme, with interest capped at 2% above the base rate.

Cent Vidyarthi Education Loan Scheme

Central Bank of India’s Cent Vidyarthi Education Loan Scheme assists students seeking higher education domestically or internationally, offering loans up to ₹2 crores with flexible repayment options and possible interest benefits. Smaller loans may not require collateral.

Buddy4Study Education Loan Programme

Through collaborations with banks and NBFCs, Buddy4Study’s Education Loan Programme enables Indian students to secure collateral-free loans up to ₹40 lakh, featuring competitive interest rates to facilitate access to quality education.

Buddy4Loan

For students seeking education loans, Buddy4Loan offers a user-friendly online platform designed to simplify the application process by providing tailored loan options to match individual needs.

Application Link – https://www.buddy4loan.com/ 

Education Funding Guide for Students of Delhi and UTs:  Additional Resources on Buddy4Study Platform

Apart from scholarships and loans, Buddy4Study also provides the following additional resources on its platform:

Career Guidance: Get expert advice on choosing the right career path based on your interests and skills.

Buddy4Study’s Online Degree Scholarship Support Programme

This program offers a discount of up to 15% on first-semester fees for online undergraduate and postgraduate degrees at India’s leading UGC-approved universities (including 100+ top-ranked institutions). Explore scholarships across 250+ specializations like MBA, MCA, BA, B.Com., and receive expert guidance in choosing the right course and university.

Application Link: https://www.buddy4study.com/page/online-degree-scholarship-support-programme 

Internships and Fellowships: Explore internship and fellowship opportunities that complement your academic growth.

Education Funding Guide for Students of Delhi and UTs: Registering and Applying on Buddy4Study

To get started on your educational journey, follow these simple steps:

Step 1: Register on Buddy4Study

  • Create an account: Visit the Buddy4Study website and click on the “Sign Up” option.
  • Enter your details: Provide basic details such as your name, email address, phone number, and educational background.

Step 2: Explore Available Scholarships and Programs

  • Once registered, you can search for available scholarships based on your qualifications, field of study, and location.
  • Use filters like Class 10th/12th, state-specific scholarships, and more to find the most relevant opportunities.

Step 3: Apply for Scholarships and Loans

  • After selecting the scholarships, carefully read the eligibility criteria and gather the required documents.
  • Submit your online application directly through the platform. Most scholarships and programs allow you to track your application status in real-time.

Step 4: Staying Updated

  • Keep an eye on the notifications and deadlines for various scholarships and funding programs.
  • Buddy4Study will also send you reminders for upcoming deadlines and new opportunities.

Registration Link – https://www.buddy4study.com/register 

Education Funding Guide for Students of Delhi and UTs: FAQs

What is the real objective of Buddy4Study Scholarship Support Programme 2025-26?

The Buddy4Study Scholarship Support Programme 2025-26 aims to provide financial assistance of ₹25,000 to ₹1,00,000 annually to students transitioning to higher education after Class 10 or 12.

What is the Delhi Ladli Scheme?

This scheme provides financial support to girl students residing in Delhi who have appeared or passed Class 10 and are studying in government or recognised schools.

What is the monthly stipend for IIIT Delhi Summer Internships?

Selected interns under this scheme receive a monthly stipend of ₹5,000.

What is the IUAC Graduate and Technician Apprenticeship?

Offered by Inter-University Accelerator Centre, this 1-year apprenticeship includes a stipend of ₹9,000 per month for degree and diploma holders across disciplines.

What is the Combined Counselling Board (CCB) Scholarship?

This scholarship is for J&K students pursuing college/university education who have secured at least 40%–50% in their previous exam.

What are the benefits of the Vidyadhan Puducherry Plus 1 Scholarship Program?

Eligible Class 11 or 12 students in Puducherry receive ₹10,000 annually through this scholarship program.

Which scholarship programs are available to OBC, EBC, and DNT students located in Delhi and UTs?

The PM Yasasvi Central Sector Scheme provides financial aid to students from these categories enrolled in full-time post-Class 12 courses with family income ≤ ₹2.5 lakh/year.

Which scholarship schemes are available to SC/ST/OBC students in Delhi?

Scholarships include the Merit Scholarship, Post-Matric Scholarship, and Dr. BR Ambedkar Scholarship.

Can students residing in Delhi avail internship opportunities?

Yes, students can apply for internships such as the Delhi University Vice Chancellor Internship Scheme and IIIT Delhi Summer Internship with stipends up to ₹10,000/month.

What is the Indira Gandhi Single Girl Child Scholarship?

Offered by UGC, this scholarship provides ₹36,200 annually for two years to single girl children pursuing postgraduate education.

What are the available options for education loans meant for students in Delhi and UTs?

Students can access loans through Buddy4Study’s Education Loan Programme, Cent Vidyarthi Scheme, and CGFSEL Scheme for domestic and international studies.

How can students access career guidance?

Students can use Buddy4Study’s Stream Selector Test and Psychometric Test for personalised career and academic planning.

What is the Shramik Card Scholarship?

This scholarship supports students from Class 6 to PG levels whose parents are registered workers in the unorganised sector, under the State Labour Board.

Which scholarship scheme in Delhi supports female students post-Class 10th?

The Delhi Ladli Scheme offers up to ₹11,000 as a fixed deposit to eligible female students studying in government or recognised schools.

What is the Delhi University Vice Chancellor Internship Scheme?

This scheme provides monthly stipends of ₹5,000 to ₹10,000 to DU’s UG and PG students for internship experience.

Are there any scholarships available for students from Jammu and Kashmir?

Yes, schemes like the PMSSS, Post-Matric Scholarship for ST students, and PM-USP are available to support higher education of J&K students.

Which scholarship program supports the education of underprivileged students in Chandigarh?

The Vidyadhan Haryana & Chandigarh Scholarship Program provides ₹10,000 annually to students who scored at least 80% in Class 10.

What is the Vidyadhan Puducherry Plus 1 Scholarship Program?

It offers an annual scholarship of ₹10,000 to underprivileged Class 11 and 12 students in recognised Puducherry institutions.

Can students from Andaman and Nicobar Islands avail educational funding?

Yes, students can apply for schemes like the Additional Scholarship for OBC Students and Post-Matric Scholarships for Minorities after Class 10 or 12.

Disclaimer

  1. Source of Information: Buddy4Study app compiles details on scholarships/fellowships from government websites and private scholarship sources. Links to the official sources accompany each listing detail pages.
  2. Non-affiliation: The Buddy4Study app is not associated with any government entity in India or elsewhere. When featuring government scholarships, we rely on publicly accessible information from central and state government websites in India.

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