Whether it’s scholarships, fee concessions, loan assistance, or special support required for students, Karnataka government including private organisations and NGOs have stepped up the initiatives to make quality education accessible and affordable.
In this article, aspiring students of Karnataka can explore the key education funding solutions available to them after the successful completion of Secondary School Leaving Certificate (SSLC) exam.
Education Funding Support after 10th & 12th: Literacy Rate in Karnataka
Karnataka has been one of India’s prominent states in terms of improvement of its literacy rate over the years. As per the latest data, the state boasts an average literacy rate of around 75.6%, which is higher than the national average. Urban areas, particularly Bengaluru, have seen remarkable turnaround with literacy rates exceeding 85%. However, rural and underprivileged regions still face challenges, especially in access to higher education.
The government’s efforts through initiatives like the Samagra Shikshana Karnataka (SSK) program, digital learning platforms, and scholarship awareness campaigns are helping to narrow this gap.
Education Funding Support after 10th & 12th: Scholarships for Students of Karnataka
For students who have passed Class 10 and 12, there are various scholarship schemes to help them pursue their desired courses. On the portal of Buddy4Study, candidates can find merit-based scholarships, need-based scholarships, and specific programs focused on students who have successfully passed their Class 10 and 12 examinations. Let us consider some of the major scholarships offered by both government and private organisations along with important details available on the following links.
National-Level Scholarships for Students of Karnataka
- National Scholarship for Post Graduate Studies 2024-25
- AICTE Sarswati Scholarship Scheme 2024-25
- AICTE-Saksham Scholarship Scheme 2024-25
- AICTE Pragati Scholarship for Girls 2024-25
- AICTE – Swanath Scholarship Scheme (Technical Diploma/Degree) 2024-25
- NSP Scholarships for Top Class Education for Students with Disabilities 2024-25
- NSP Post-Matric Scholarship for Students with Disabilities 2024-25
- NSP Central Sector Scheme of Scholarship for College and University Students 2024-25
- National Fellowship and Scholarship for Higher Education of ST Students (NFST) 2024-25
- Prime Minister’s Scholarship Scheme for Wards of States/UTs Police Personnel 2024-25
- Prime Minister’s Scholarship Scheme For Ministry of Railways 2024-25
- NSP Top Class Education Scheme for SC Students 2024-25
- NSP Financial Assistance for Education of the Wards of Beedi/Cine/IOMC/LSDM Workers – Post-Matric 2024-25
- PM Yasasvi Central Sector Scheme of Top Class Education in College for OBC, EBC and DNT Students, 2024-25
- PM Yasasvi Central Sector Scheme of Top Class Education in Schools for OBC, EBC and DNT Students 2024-25
State-Level Scholarships for Students of Karnataka
- Danish Professional Education Scholarship, Karnataka 2024-25
- Vidyadhan Karnataka Class 11 and 12 Scholarship Program 2024
- Stipend for ST/SC LAW Graduates, Karnataka 2024-25
- Pre-Matric Scholarship Karnataka 2024-25
- Post-Matric Scholarship Karnataka
- Fee Concession Scheme, Karnataka
- Vidyasiri Food and Accommodation Scholarship Scheme, Karnataka
- M.Phil. and Ph.D. Fellowship Karnataka
- National Overseas Scholarship for Minorities, Karnataka
- Karnataka Merit-Cum-Means Scholarship
Government Education Loan Programmes for Students of Karnataka
- NSFDC Education Loan Scheme for SC Students
- Indian Bank Education Loan (IBA)
- CGFSEL Education Loan Scheme
- Cent Vidyarthi Education Loan Scheme
- Karnataka Arivu Education Loan Scheme
Also Read: Karnataka Scholarships (SSP) – Complete List, Eligibility, & More
Education Funding Support after 10th & 12th: Education Funding Solution on Buddy4Studdy Platform
Buddy4Study Scholarship Support Program 2025-26
Buddy4Study Scholarship Support Program 2025-26 is the initiative of Buddy4Study aimed at assisting academically outstanding students from across India by providing them with early access to scholarship opportunities for their higher education after 10th and 12th. This program is specifically designed to support students pursuing higher education, and it focuses on three key categories:
- Students who have completed Class 10/Class 12
- Students currently pursuing their studies in Class 11/12
- First-year students enrolled in a 3-year or 4-year undergraduate course
Selected candidates will be given priority consideration for scholarships, streamlined access to financial assistance, and full or partial waivers for admission fees in top educational institutions across India.
Application Link – Buddy4Study Scholarship Support Programme 2025-26
TOEFL Global Scholar Challenge 2025-26 – 2nd Edition
The TOEFL Global Scholar Challenge 2025-26 – 2nd Edition is an online quiz competition organized by TOEFL to assist Indian students aiming to pursue their studies abroad. Participants have the chance to win exciting prizes worth ₹1,30,000, along with TOEFL test fee vouchers worth ₹500 and TOEFL official preparation materials valued at ₹7,500, absolutely free.
Here’s what’s in store for you:
- Quick and simple registration for the competition
- 30-minute online multiple-choice quiz that evaluates your awareness of studying abroad, English proficiency, and general knowledge about global education.
- Rewarding winners with prizes totaling ₹1,30,000 to help turn their study abroad aspirations into reality.
Application Link – TOEFL Global Scholar Challenge 2025-26 – 2nd Edition
Buddy4Study Education Loan Programmes – Features
- Affordable interest rates
- No collateral requirements for students from an economically backward background (if applicable)
- Loans for both undergraduate and postgraduate courses
- Flexible repayment options based on your course duration
- You can directly explore and apply for education loans through the Buddy4Study portal, ensuring you have enough financial backing to follow your dreams.
Application Link – https://www.buddy4loan.com/
Education Funding Support after 10th & 12th: Additional Resources on Buddy4Study Platform
Apart from scholarships and loans, Buddy4Study also provides the following:
Career Guidance: Get expert advice on choosing the right career path based on your interests and skills.
- Stream Selector Test – https://www.buddy4study.com/stream-selector
- Psychometric Test – https://www.buddy4study.com/psychometric-test
Buddy4Study’s Online Degree Scholarship Support Programme
You can apply to India’s leading UGC-approved universities through Buddy4Study’s Online Degree Scholarship Support Programme and receive up to 15% off on your first-semester fee. This programme is designed to assist students who are willing to pursue undergraduate and postgraduate online courses at over 100 NAAC A+ accredited and NIRF-ranked universities in India. Scholarships are available for a diverse range of online courses, including MBA, MCA, MA, M.Com., M.Sc., BA, BCA, BBA, B.Com., and B.Com. (Honors) across 250+ specialisations. In addition, students will benefit from expert counselling to help them select the best course and university tailored to their needs and preferences.
Application Link: https://www.buddy4study.com/page/online-degree-scholarship-support-programme
Internships and Fellowships: Explore internship and fellowship opportunities that complement your academic growth.
Education Funding Support after 10th & 12th: How to Register and Apply on Buddy4Study?
To get started on your educational journey, follow these simple steps:
Step 1: Register on Buddy4Study
- Create an account: Visit the Buddy4Study website and click on the “Sign Up” option.
- Enter your details: Provide basic details such as your name, email address, phone number, and educational background.
Step 2: Explore Available Scholarships and Programs
- Once registered, you can search for available scholarships based on your qualifications, field of study, and location.
- Use filters like Class 10th/12th, state-specific scholarships, and more to find the most relevant opportunities.
Step 3: Apply for Scholarships and Loans
- After selecting the scholarships, carefully read the eligibility criteria and gather the required documents.
- Submit your online application directly through the platform. Most scholarships and programs allow you to track your application status in real-time.
Step 4: Staying Updated
- Keep an eye on the notifications and deadlines for various scholarships and funding programs.
- Buddy4Study will also send you reminders for upcoming deadlines and new opportunities.
Registration Link – https://www.buddy4study.com/register
Also Read: SSP Scholarship Karnataka Portal – Login, Pre and Post Matric, Status
Education Funding Support after 10th & 12th for Students in Karnataka – FAQs!
What types of scholarships are available for students in Karnataka?
Students in Karnataka have access to a range of financial support including government scholarships (Pre-Matric & Post-Matric), hostel fee reimbursements, tuition fee waivers, interest-free loans, and merit-based rewards under both state and central schemes.
What is the literacy rate of Karnataka?
Karnataka has a literacy rate of 75.6%, which is higher than the national average.
Who is eligible to apply for these scholarships?
Students who are domiciled in Karnataka and studying in recognised schools or institutions are eligible to apply for these scholarships.
What are the documents required in general to apply for these schemes?
Required documents typically include SSLC/PUC score card, income certificate, caste certificate (if applicable), Aadhaar card, bank passbook, and a bonafide certificate from the institution.
What is the deadline to apply for Karnataka scholarships?
Deadlines vary, but most scholarships have an application window that stays open between June and October each year.
Can a student apply for more than one scholarship?
Yes, students can apply for multiple scholarships, but receiving benefits for the same purpose simultaneously depends on the terms set by each scholarship provider.
Which key scholarship schemes are available to Karnataka students after Class 12?
Notable schemes include the Buddy4Study Scholarship Support Programme, AICTE Sarswati Scholarship Scheme, PM Yasasvi Scheme, and the NSP Central Sector Scheme.
Which education funding support is available to students from marginalised communities in Karnataka?
Students from marginalised communities can avail of support like the Post-Matric Scholarship and the Talent Support Stipend Programme.
How can Buddy4Study assist Karnataka students with a satisfactory education funding solution?
Buddy4Study offers access to national/state scholarships, fellowships, internships, career guidance tools, and education loans tailored to Karnataka students.
Which education loan schemes are available to Karnataka students?
Karnataka students can explore loan options like the Karnataka Arivu Education Loan Scheme, NSFDC Education Loan Scheme for SC students, and CGFSEL Education Loan Scheme.
How does the Buddy4Study Scholarship Support Programme help Karnataka students?
The programme provides scholarships ranging from ₹25,000 to ₹1,00,000 annually for students pursuing higher education.
What career guidance resources are available to Karnataka students on Buddy4Study?
Buddy4Study offers career guidance tools like the Psychometric Test and Stream Selector Test to help students identify the most suitable academic and professional paths.