Planning Beyond 10th & 12th Board: Scholarships and Loans for Students in Tamil Nadu

Beyond 10th & 12th Boards in Tamil Nadu: The transition that comes in the lives of students after 10th and 12th Board exams is a watershed moment. It determines the direction of career progression. From pursuing higher secondary education to enrolling in specialised diploma or vocational courses after 10th, and from pursuing undergraduate degrees in diverse fields to seeking professional specialisation after the 12th, there are a multitude of options available. The state government offers free bus travel service to students pursuing studies in government-recognised schools from 1st to 12th standard, as well as to students pursuing their studies in Government ITIs, Arts and Science Colleges, and Polytechnics.  These initiatives aim to provide the necessary support, empowering the deserving students of the state to pursue their aspirations and contribute to the state’s progress.

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Tamil Nadu is one of the most literate states in India where the literacy rate is 80.09 per cent as per the 2011 population census. Male and female literacy rates are as under:

  • Male literacy rate – 86.77% 
  • Female literacy rate – 73.44%

In order to ensure that financial constraints do not hinder the academic ambitions of students in Tamil Nadu, Buddy4Study sincerely attempts to provide a guiding light with a comprehensive ecosystem of educational funding solutions already in place complementing the governmental initiatives.

Beyond 10th & 12th Boards in Tamil Nadu: Planning Studies after 10th Board 

After a successful completion of 10th Board, students of Tamil Nadu have the option to explore multiple pathways.

  • Higher Secondary Education (Plus Two): Following  the traditional route of choosing specialisation in the fields Science, Commerce, Arts, or Vocational streams and forming the bedrock for future university education.
  • Diploma Courses: Polytechnic colleges and other institutions offer a range of diploma courses, typically lasting 2-3 years, in engineering and non-engineering disciplines.
  • Vocational Training Institutes (VTIs) and Industrial Training Institutes (ITIs): These institutes provide specialised skills training in various trades, enhancing employability for students seeking immediate entry into the workforce.
  • Short-Term Skill Development Programs: Various government and private organisations offer short-duration courses focused on specific skills relevant to the current job market.

Beyond 10th & 12th Boards in Tamil Nadu: Planning Studies after 12th Board 

Upon successful completion of the 12th Board Examination, students in Tamil Nadu are left with exploring a multitude of opportunities. They are as under:

  • Undergraduate Degree Courses: The most common step involves pursuing Bachelor’s degrees in Arts, Science, Commerce, and other disciplines offered by several colleges and universities throughout Tamil Nadu
  • Professional Degree Courses: Students can opt for professional programs such as Bachelor of Engineering (B.E.) or Bachelor of Technology (B.Tech.), Bachelor of Medicine and Bachelor of Surgery (MBBS), Bachelor of Dental Surgery (BDS), Bachelor of Pharmacy (B.Pharm), Bachelor of Laws (LLB), Bachelor of Architecture (B.Arch), and various other specialized fields.
  • Diploma Courses (Advanced/Specialized): Some students may prefer to pursue more specialised diploma courses at a higher level after their 12th, focusing on their chosen areas within specific industries.
  • Vocational Degree Courses: Recognising the importance of skill-based education, vocational degree courses are becoming well known, offering a blend of theoretical knowledge and practical training in specific vocational areas, leading to enhanced employability.

In order to support students in realising their educational and career aspirations, the Government of Tamil Nadu and various other government bodies and private organisations like Buddy4Study, offers a comprehensive range of scholarships and educational loan schemes. These financial aid options play a crucial role in ensuring that meritorious students from all socioeconomic backgrounds have the opportunity to pursue higher education and skill development.

Beyond 10th & 12th Boards in Tamil Nadu: State Government Schemes

There are a number of scholarship schemes offered by the government of Tamil Nadu for motivating students to continue pursuing their studies after successful completion of 10th and 12th Board Exams.

  • Post Matric Scholarship for SC/ST Students: It provides financial assistance for tuition fees, hostel fees, and other expenses to SC/ST students pursuing higher education after the 10th standard.
  • Post Matric Scholarship for BC/MBC/DNC Students: It offers financial aid for tuition and hostel fees including other expenses to students belonging to Backward Classes (BC), Most Backward Classes (MBC), and Denotified Communities (DNC) who are pursuing higher education after the 10th standard. To know more click here.
  • Thanthai Periyar Memorial Award: This is awarded to the top two boys and two girls from each district who have scored the highest marks in Class 10th and are pursuing a Polytechnic diploma.
  • Scholarship to Son and Daughter of Differently Abled Persons: It is a government initiative that provides financial assistance up to ₹6,000 per annum to the children of differently-abled individuals who are studying in Class 11th to Postgraduate level, including ITI/Polytechnic diploma courses.
  • Free Education Schemes for BC, MBC & DNC students: The scheme offers exemption from tuition fees, examination fees, special fees, and other compulsory fees (up to ₹10,000 approx.) to BC/MBC/DNC students pursuing 3-year degrees, polytechnic diplomas, or professional degree courses.

Beyond 10th & 12th Boards in Tamil Nadu: Tamil Nadu State Scholarship Portal

Career Assessment Test

Tamil Nadu State Scholarship Portal (TNSSP) – In order to cater to its vast literate population in the State of Tamil Nadu and promote socio-economic objectives, the Government of Tamil Nadu has come out with a solution with the launch of Tamil Nadu State Scholarship Portal (TNSSP). It  is a single window platform for all the scholarship schemes offered by various departments of the State Government. 

Beyond 10th & 12th Boards in Tamil Nadu: Scholarships on Buddy4Study Portal

Tamil Nadu Chief Minister’s Fellowship Programme (TNCMFP) – 2024

The Tamil Nadu Chief Minister’s Fellowship Programme (TNCMFP) 2024 is an opportunity provided by the Government of Tamil Nadu to students holding a first-class Bachelor’s/Master’s degree. The program aims to leverage the passion and expertise of young professionals to improve governance procedures and service delivery for various programs and policies in the state of Tamil Nadu. To know more click here.

Vidyadhan Tamil Nadu Plus 1 Scholarship Program 2024

Vidyadhan Tamil Nadu Plus 1 Scholarship Program 2024 is an initiative by the Sarojini Damodaran Foundation* for students pursuing studies in Class 11 or 12 in a recognised institution in the state. The selected students will receive ₹10,000 per annum. To know more click here.

Beyond 10th & 12th Boards in Tamil Nadu: Government Education Loan Schemes 

The State Government of Tamil Nadu offers education loan schemes to students of Tamil Nadu who have passed their 10th and 12th Board exams. They are as under: 

Beyond 10th & 12th Boards in Tamil Nadu: Buddy4Loan 

Buddy4Loan is a user-friendly online platform that aims to simplify the process of loan application and make it easier to avail education loans for needy applicants. It offers loans that are customised to meet student requirements, making it much easier to finance your studies.

Buddy4Study - Education Loan

These benefits highlight the commitment of Buddy4Study towards your career. 

Application Link – https://www.buddy4loan.com/ 

Beyond 10th & 12th Boards in Tamil Nadu: Education Funding Solution on Buddy4Study Platform 

Buddy4Study Scholarship Support Program 2025-26

Buddy4Study Scholarship Support Program 2025-26 is a promising initiative of Buddy4Study to help academically bright students access higher education scholarship opportunities early, specifically after completing their 10th and 12th grades. This program focuses on three key categories:

  • Students who have completed Class 10/Class 12
  • Students currently pursuing their studies in Class 11/12
  • First-year students enrolled in a 3-year or 4-year undergraduate course

Selected candidates will be given priority consideration for scholarships, streamlined access to financial assistance, and full or partial waivers for admission fees at top educational institutions across India.

Application LinkBuddy4Study Scholarship Support Programme 2025-26

Planning Beyond 10th & 12th Board: TOEFL Global Scholar Challenge 2025-26 – 2nd Edition

The TOEFL Global Scholar Challenge 2025-26 – 2nd Edition is an online quiz competition organized by TOEFL to assist Indian students aiming to study abroad. Participants have the chance to win exciting prizes worth ₹1,30,000, along with TOEFL test fee vouchers worth ₹500 and TOEFL official preparation materials valued at ₹7,500, absolutely free. 

Here’s what’s in store for you: 

  • Quick and simple registration for the competition
  • 30-minute online multiple-choice quiz that evaluates your awareness of studying abroad, English proficiency, and general knowledge about global education. 
  • Rewarding winners with prizes totaling ₹1,30,000 to help turn their study abroad aspirations into reality.

Application LinkTOEFL Global Scholar Challenge 2025-26 – 2nd Edition

Beyond 10th & 12th Boards in Tamil Nadu: Career Guidance with Buddy4Study

After having passed 10th and 12th, students of Tamil Nadu have a comprehensive support available to guide them through their career choices along with the roadmap to reach their destination. 

Psychometric Test

The psychometric test as a tool that will help you understand your strengths and weaknesses. It looks at your skills, what you know, your personality, and even how you might perform in school or at work. This can help you figure out what you’d enjoy pursuing most as a career.

Stream Selector Test

If you are not sure which stream to choose in Class 11, our stream selector test can help you. It shows which subjects match your skills and interests, so that you can pick a path that leads to a great career.

Beyond 10th & 12th Boards in Tamil Nadu: Registering on Buddy4Study Platform

To get started on your educational journey, follow these simple steps:

Step 1: Register on Buddy4Study

  • Create an account: Visit the Buddy4Study website and click on the “Sign Up” option.
  • Enter your details: Provide basic information such as your name, email address, phone number, and educational background.

Step 2: Explore Available Scholarships and Programs

  • Once registered, you can search for available scholarships based on your qualification, field of study, and location.
  • Use filters like Class 10th/12th, state-specific scholarships, and more to find the most relevant opportunities.

Step 3: Apply for Scholarships and Loans

  • After selecting the scholarships, carefully read the eligibility criteria and gather the required documents.
  • Submit your online application directly through the platform. Most scholarships and programs allow you to track your application status in real-time.

Step 4: Staying Updated

  • Keep an eye on the notifications and deadlines for various scholarships and funding programs.
  • Buddy4Study will also send you reminders for upcoming deadlines and new opportunities.

There is no doubt that Buddy4Study provides a comprehensive ecosystem offering scholarships, education loans, career guidance and funding solutions to help students overcome financial barriers. Registering and exploring these opportunities is a significant step towards achieving your academic ambitions and securing a successful future and this equally applies to students domiciled in the State of Tamil Nadu.

Beyond 10th & 12th Boards in Tamil Nadu: FAQs

What is the literacy rate in Tamil Nadu?

Tamil Nadu's literacy rate is 80.09%, with male literacy at 86.77% and female literacy at 73.44%.

What are the governmental initiatives available to support students in Tamil Nadu?

Tamil Nadu government offers scholarships and education loans, including free bus travel for students attending government-recognised schools, ITIs, arts and science colleges, and polytechnics.

What are the options available for Tamil Nadu students after their 10th Board exam?

After the 10th exam, students can pursue higher secondary education (Plus Two), diploma courses, vocational training institutes, or short-term skill development programs.

What are the scholarship schemes offered by the Tamil Nadu government?

Scholarships include the Post Matric Scholarship for SC/ST, BC/MBC/DNC students, Thanthai Periyar Memorial Award, and Free Education Schemes for BC/MBC/DNC students.

What is the Tamil Nadu Chief Minister’s Fellowship Programme (TNCMFP)?

The TNCMFP 2024 is a fellowship for students with a first-class Bachelor’s or Master’s degree, aiming to improve governance and service delivery in Tamil Nadu.

What support does the Tamil Nadu government offer to students faced with disabilities?

The government provides financial assistance of up to ₹6,000 per annum to children of differently-abled individuals pursuing their studies from Class 11 to postgraduate levels.

What are the major scholarships available on Buddy4Study for Tamil Nadu students?

Key scholarships include the Buddy4Study Scholarship Support Program, Vidyadhan Tamil Nadu Plus 1 Scholarship Program, and the Tamil Nadu Chief Minister’s Fellowship Programme.

What is the benefit of the Tamil Nadu State Scholarship Portal (TNSSP)?

TNSSP is a single window platform that consolidates all scholarship schemes offered by various Tamil Nadu government departments, making it easier for students to access financial aid.

How does Buddy4Study help students get education loans?

Buddy4Study’s platform, along with the support of major banks, NBFCs, and their dedicated education platform Buddy4Loan, simplifies the education loan application process by offering customised loan solutions.

Which career guidance tools does Buddy4Study provide to students?

Buddy4Study offers a psychometric test and a stream selector test to help students choose the right career path based on their skills and interests.

Disclaimer

  1. Source of Information: Buddy4Study app compiles details on scholarships/fellowships from government websites and private scholarship sources. Links to the official sources accompany each listing detail pages.
  2. Non-affiliation: The Buddy4Study app is not associated with any government entity in India or elsewhere. When featuring government scholarships, we rely on publicly accessible information from central and state government websites in India.

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