MCM Scholarship – Know All About Merit cum Means Scholarship

MCM Scholarship is a merit cum means scholarship that offers monetary support to meritorious and needy students so that they could achieve their academic dreams without facing any financial hurdle. An MCM scholarship assists those bright students who lack funds to finance their education. These merit cum means scholarships are offered by both government and private institutions so that no talent goes waste due to lack of money.

In this article, you will find the lists of both – government merit cum means scholarship and private MCM scholarship, with key details.

MCM Scholarship – Government-funded Scholarships

An MCM Scholarship which is funded by the Central Government caters to the financial needs of those students who reside anywhere in India. Those MCM scholarships that are funded by the State Government provide monetary help to the students of the respective States.

Find below the list of most popular MCM scholarships offered by the Central and State Government.

Government-funded MCM Scholarship

Scholarship Name	Tentative Date	Provider’s Name
Merit cum Means Scholarship for BPL students, Kerala	January	Directorate of Higher Secondary Education (DHSE), Government of Kerala
Merit Scholarship for SC/ST/OBC/ Minority Students, Delhi	January-February	Department for the Welfare of SC/ST/OBC, Government of NCT of Delhi
Open Merit Scholarships for EBC Students, Maharashtra	December-January	School Education Department, Government of Maharashtra
Eklavya Scholarship, Maharashtra	December-January	Department of Higher and Technical Education, Government of Maharashtra
Maulana Azad National Fellowship for Minority Students	January	University Grants Commission (UGC)
National Means Cum Merit Scholarship	November-December	Ministry of Human Resource Development, Government of India
Swami Vivekananda Merit Cum Means Scholarship for Minorities, West Bengal	October-November	Government of West Bengal
Central Sector Scheme of Scholarship for College and University Students	July-October	Ministry of Human Resource Development, Government of India
Merit Cum Means Scholarship for Professional and Technical Courses CS (Minorities)	September-October	Ministry of Minority Affairs, Government of India
AICTE Pragati Scholarship for Girls	September-October	AICTE, Ministry of Human Resource and Development (MHRD)
Mukhya Mantri Hamari Beti Yojna, Rajasthan	September-October	Directorate of Secondary Education, Rajasthan
Merit-cum-Means Minority Scholarship Scheme, Haryana	February	Department of Higher Education, Government of Haryana

* The application period mentioned above is tentative and subject to change as per the discretion of scholarship providers.

Now, find the important details of each MCM scholarship mentioned in the above table.

Merit cum Means Scholarship for BPL students, Kerala

Offered by the State Government of Kerala, this MCM scholarship is a state scholarship which is meant for those meritorious and needy students of Kerala who live below the poverty line. Under this merit cum means scholarship scheme, the selected students receive financial assistance to complete their studies. Scholarship registration can be done by obtaining the scholarship application form from the Principals of their respective schools to apply.

Eligibility: The applicant must be studying in a government and government-aided higher secondary school and belong to BPL category; must have scored high grades in secondary school or equivalent; the attendance percentage must be at least 70%; in case of disabled candidate, his/her disability should be at least 40%.

Award: INR 5,000

Application period: January

Click here to know more about this state scholarship.

Merit Scholarship for SC/ST/OBC/Minority Students, Delhi

This MCM scholarship is a state government scholarship started to financially support bright students who belong to the underprivileged class. The selected students receive maintenance allowance and other benefits to complete their higher studies. The scholarship registration can be done online through the E-district portal of Delhi Government.

Eligibility: The applicants must be the domiciles of Delhi and belong to SC/ST/OBC/Minority category; must be pursuing UG/PG courses from recognised educational institutions and have scored at least 60% marks in the previous academic exam; annual family income must not exceed INR 2 Lakh.

Award: Up to INR 1,860 as maintenance allowance as per the level of study and other benefits

Application period: January-February

Click here to know more about this MCM scholarship.

Open Merit Scholarships for EBC Students, Maharashtra

The main objective of this merit cum means scholarship provided by the Government of Maharashtra is to financially help the meritorious and economically backward students to complete their education. Interested candidates can apply online for this state scholarship through Maharashtra Government’s official portal, MahaDBT.

Eligibility: The applicants must have passed SSC exam with at least 50% marks in a single attempt; annual family income must not be more than INR 30,000 from all sources.

Award: A scholarship amount of up to INR 1,600 per annum

Application period: December-January

Eklavya Scholarship, Maharashtra

Eklavya scholarship is a government scholarship which offers monetary support to graduate students of Maharashtra so that they could complete their education. The eligible candidates can do scholarship registration online through the official website of MahaDBT.

Eligibility: The candidate must belong to Maharashtra and have taken admission in a PG programme; must have scored at least 60% (Arts/Commerce/Law) or 70% (Science) in graduation; annual family income must not exceed INR 75,000.

Award: INR 5,000

Application period: December-January

Click here to know more about this merit cum means scholarship.

Maulana Azad National Fellowship for Minority Students

Maulana Azad National Fellowship for Minority Students is a UGC initiative that offers financial assistance to meritorious and needy students to help them pursue higher studies such as MPhil and PhD. Eligible candidates can do scholarship registration online for this national scholarship through the official site of UGC.

Eligibility: The applicants must have cleared CBSE/NTA-UGC-NET/ CSIR-NET examination; they must belong to minority communities that include Muslim, Sikh, Parsi, Buddhist, Christian and Jain; must be registered in MPhil/PhD courses as a regular & full-time student; annual family income must not be more than INR 6 Lakh.

Award: Stipend up to INR 28,000 and other benefits

Application period: January

National Means Cum Merit Scholarship

Offered by the Department of School Education & Literacy under the Ministry of Human Resource Development, this MCM scholarship is meant for those brilliant students who come from economically weaker sections of the society. This national scholarship aims to encourage them to continue their education at secondary level so as to reduce the drop-out rate. Also, the students need to appear for the selection test conducted in each State/UT. The scholarship registration can be done online through the National Scholarship Portal.

Eligibility: The applicant must be the students of class 9 and have secured at least 55% marks in class 8 and class 7 (5% marks relaxation for SC/ST); annual family income must not exceed INR 1.5 Lakh.

Award: INR 6,000 per annum

Application period: November-December

Click here to know more about this MCM scholarship.

Swami Vivekananda Merit Cum Means Scholarship for Minorities, West Bengal

This MCM scholarship is meant for those meritorious students of West Bengal who belong to the underprivileged class of the society. A monthly financial assistance of up to INR 8,000 is provided to the selected candidates under this state scholarship scheme. The interested candidates can do scholarship registration online for this merit cum means scholarship through the official website of West Bengal Minorities Development & Finance Corporation.

Eligibility: Applicants must have domicile of West Bengal and are studying in WB only; must have acquired at least 75% marks in class 10/12 in case studying at higher secondary level/diploma/UG level or at least 53% marks in graduation if pursuing PG course; annual income must not exceed INR 2.5 Lakh.

Award: A scholarship amount of up to INR 8,000

Application period: October-November

If you wish to get detailed information about this merit cum means scholarship, read ‘Swami Vivekananda Scholarship – A Merit-cum-means based scheme’.

Central Sector Scheme of Scholarship for College and University Students

Offered by the Department of Higher Education under the Ministry of Human Resource Development, this national scholarship supports those meritorious students who come from economically weaker section of the society, thus, requiring financial assistance to pursue higher education. Interested candidates can apply online for this MCM scholarship through the National Scholarship Portal.

Eligibility: The applicant must be a regular student studying engineering/medical courses; must be above the 80^th percentile of successful students in relevant stream in class 12 for exam board or equivalent; annual family income must not exceed INR 8 Lakh.

Award: INR 10,000 to INR 20,000 per annum till the completion of the course

Application period: July-October

Click here to get more information about this merit cum means scholarship.

Merit Cum Means Scholarship for Professional and Technical Courses CS (Minorities)

This MCM scholarship comes under the ambit of MOMA Scholarships which are provided by the Ministry of Minority. Under this national scholarship scheme, poor but meritorious students belonging to minority community get monetary support to complete their studies. The scholarship registration can be done online through the National Scholarship Portal, a government scholarship portal.

Eligibility: The candidates who have taken admission in technical/professional courses at UG/PG level; must have secured at least 50% marks in previous final exam; annual family income must not exceed INR 2.5 Lakh.

Award: A scholarship amount of up to INR 20,000 per annum

Application period: September-October

Read ‘Merit-cum-Means Scholarship for Minorities: All about this MOMA scholarship’ to get to know more about this national scholarship.

AICTE Pragati Scholarship for Girls

Initiated to encourage girl students to take up technical courses, this national scholarship offers a scholarship of up to INR 30,000 to eligible girl candidates. This AICTE scholarship is generally active during the months of September and October. A total of 4,000 scholarships are disbursed every year under this scholarship scheme. The candidates who wish to apply for this scholarship can do so online through the official website of AICTE.

Eligibility: Girl candidates who have taken admission in the 1^st year of Diploma/Degree programme of an AICTE approved institution during the current academic year; annual family income must not exceed INR 8 lakh.

Award: A tuition fee of INR 30,000 or actual tuition fee amount, whichever is less

Application period: September-October

Read ‘Pragati Scholarship: AICTE-Scholarship Scheme for Girl Child’ to get detailed information about this AICTE scholarship.

Mukhya Mantri Hamari Beti Yojna, Rajasthan

Offered by the Government of Rajasthan, this state scholarship is meant for meritorious and needy girl students who belong to Rajasthan state. Under this MCM scholarship, three brilliant candidates from each district of Rajasthan is selected to receive financial assistance to pursue higher studies.

Eligibility: Girl students having the domicile of Rajasthan and belonging to BPL family can apply; must be enrolled in a government school and have secured 75% marks in class 10 exam; can be the first rank holder in her district.

Award: A scholarship amount of up to INR 25,000

Application period: September-October

Click here to get detailed information about this scholarship.

Merit-cum-Means Minority Scholarship Scheme, Haryana

This merit cum means scholarship assists students of minority community with financial support so that they could pursue a professional/technical course. Started with the objective to help meritorious and needy students, 257 scholarships are disbursed every year to the eligible students. The scholarship registration can be done through the state scholarship portal.

Eligibility: The applicant must be from minority community; have taken admission in a professional/technical course at a recognised university/institution; annual family income must not be more than INR 2.5 Lakh.

Award: Financial assistance

Application period: February

If you are eligible for Haryana scholarships, you can gather information about them by reading ‘Top scholarships for students in Haryana’.

MCM Scholarship – Private-funded Scholarships

Those scholarships which are funded by private companies, corporations, Trusts, NGOs and other organisations come under the ambit of private-funded scholarships. These organisations, sometimes, cover PAN-India to offer MCM scholarship while some offer certain area-specific merit cum means scholarships.

Find below the complete detail about these scholarships.

Private-funded Means Scholarship

S.No.	Scholarship Name	Tentative Date	Provider’s Name
1.	Bhajan Lal Scholarship	January-March	Bhajan Global Impact Foundation
2.	CCL Ke Lal and CCL Ki Laadli Scholarship, Jharkhand	January	Central Coalfields Limited (CCL)
3.	Sarla Devi Scholarship	January-March	Dharampal Satyapal Charitable Trust
4.	Foundation for Excellence Scholarship	October-December	Foundation For Excellence (FFE)
5.	Nurture Merit cum Means Scholarship	June-December	Buddy4Study
6.	South Indian Bank (SIB) Scholarship Scheme	November-December	South Indian Bank Ltd
7.	Muthoot M George Higher Education Scholarship	November	The Muthoot Group
8.	Yashad-Sumedha Scholarship Programme	August-September	Sumedha and Hindustan Zinc Limited, Udaipur
9.	Vijayalakshmi R.L. Jalappa Scholarship	September	Smt. Vijayalakshmi R.L. Jalappa Education Foundation
10.	Nirankari Rajmata Scholarship Scheme	August-September	Sant Nirankari Charitable Foundation
11.	IndusInd Foundation Merit-cum-Means Scholarship	August-September	IndusInd Foundation
12.	North South Foundation (NSF) Scholarship	October	North South Foundation based in Illinois, US

* The application period mentioned is tentative and subject to change as per the discretion of the scholarship providers.

Now, find below the key details of each of the MCM scholarship listed in the above table.

Bhajan Lal Scholarship

Started by the Bhajan Global Impact Foundation (BGIF), this merit cum means scholarship is a national scholarship that offers financial support to meritorious and needy students so as to help them fund their education. This scholarship can be applied online through the official website of Bhajan Global Impact Foundation.

Eligibility: The applicant must hold a bachelor’s degree in Environment or related subjects; must have an offer of admission at a recognised university in India/abroad in a discipline related to Environment.

Award: Full/partial tuition fee, living, travel and research expenses

Application period: January-March

Click here to know more about this scholarship.

CCL Ke Lal and CCL Ki Laadli Scholarship, Jharkhand

Offered by Central Coalfields Limited, a Miniratna company, CCL Ke Lal and CCL Ki Laadli Scholarship of Jharkhand provides educational assistance to deserving and needy students. This MCM scholarship offers free boarding, lodging, schooling and coaching as scholarship benefits to the eligible candidates. The application for this scholarship can be downloaded from the official site of Central Coalfields Limited and submitted at the CCL office after completion.

Eligibility: The applicants must be the domiciles of Jharkhand and have passed class 10 in the current academic year with at least 80% marks from CBSE/ICSE or 70% from JAC board; annual family income must not exceed INR 6 Lakh; the applicants must be residing within 25 kilometres of CCL command area.

Award: Free boarding, lodging, schooling and coaching, etc.

Application deadline: January

In case you wish to know more about this scholarship, click here.

Sarla Devi Scholarship

Sarla Devi is a state scholarship which is meant for meritorious students of Delhi NCR who belong to the economically underprivileged class. This scholarship allows students to continue their education in subjects of their choice. For scholarship registration, visit the Sarla Devi Scholarship application link through the Buddy4Study website.

Eligibility: Applicants who are pursuing MBBS/Engineering/Nursing must have secured 75% marks in class 12 (Science stream) & have an annual family income not more than INR 4.5 Lakh; those who are studying a degree in LLB, Psychology or Mass communication must have scored at least 75% marks in class 12 (Arts/Commerce/Science stream) and have annual family income not more than INR 4.5 Lakh; those students studying CA/CS must have obtained 80% marks in class 12 (Arts/Commerce/Science stream) and have annual family income not more than INR 4.5 lakh; those drop-out students who wish to pursue a vocational course for employability and have an annual family income of INR 4.5 Lakh.

Award: A scholarship amount of up to INR 75,000

Application period: January-March

Click here  to get more information about this merit cum means scholarship.

Foundation for Excellence Scholarship

This national scholarship offers monetary help to those meritorious and needy who students who enrolled for medical/engineering courses. The interested candidates can do online scholarship registration through the official website of Foundation for Excellence.

Eligibility: The applicants must have taken admission through general/open merit rank of state/national level entrance examination in 1^st year of BE, B.Tech, MBBS or 5-year Integrated M.Tech dual degree program in the current academic year; must have scored at least 70% marks in class 12; annual family income must not exceed INR 2.5 Lakh.

Award: Financial assistance and other benefits as per the need of the selected students

Application period: October-December

Nurture Merit cum Means Scholarship

This scholarship is provided to brilliant and underprivileged students who are pursuing graduation. Under this MCM scholarship, students receive financial help to complete their studies without worrying about monetary constraints. Eligible students can do scholarship registration for this national scholarship through the official website of Buddy4Study.

Eligibility: Applicants must be pursuing graduation and scored at least 75% or above in the last exam taken; annual family income must not exceed INR 2 lakh.

Award: Financial assistance as per the need of the students

Application period: June-December

South Indian Bank (SIB) Scholarship Scheme

This state scholarship is announced every year during the month of November or December. It is meant for those disadvantaged students of Kerala who despite having merit are not able to continue their education due to financial constraints. This scholarship can be applied online through the official scholarship page of South Indian Bank.

Eligibility: The interested candidates must have passed class 12 from government higher secondary school in Kerala with a score of at least 85%; must have taken admission in UG course in Kerala; annual family income must not be more than INR 1 Lakh.

Award: Reimbursement of 100% of the tuition fee and a monthly allowance of INR 4000 towards hostel/subsistence expenses

Application period: November-December

To know more about this scholarship, click here.

Muthoot M George Higher Education Scholarship

Muthoot is a national scholarship that aims to encourage meritorious students by providing financial help to pursue higher education without worrying about monetary hurdles. Students can do scholarship registration through the official scholarship page of Muthoot M George Higher Education Scholarship.

Eligibility: The applicant must be college level student pursuing MBBS, B Tech, B Com or BSc Nursing course by qualifying relevant entrance exams; must have scored at least 80% marks in class 12; annual family income must not be more than INR 2 Lakh.

Award: Financial assistance as per the merit and need of the candidate

Application period: November

Yashad-Sumedha Scholarship Programme

This is a merit cum means scholarship which offers a scholarship amount of INR 20,000 per annum to students of Rajasthan. Under this scholarship scheme, selected students receive the benefits until they graduate, provided they maintain first division marks. Scholarship registration can be done by submitting the completed form to the office of Sumedha in Rajasthan.

Eligibility: Students must be studying in 1st semester of B.Tech. degree of a government college must be the permanent residents of Udaipur, Rajsamand, Chittorgarh, Bhilwara and Ajmer districts of Rajasthan, must have secured at least 75% marks in senior secondary exam, annual family income must not exceed INR 2.5 Lakh.

Award: INR 20,000 per annum till four years of B.Tech. programme

Application period: August-September

Click here to get complete details about this state scholarship.

Vijayalakshmi R.L. Jalappa Scholarship

Offered by a Bengaluru-based Trust, the main objective of this scholarship is to provide monetary help to meritorious and needy students so that they can pursue higher education. This scholarship is mostly for those students who live in and around Bengaluru. The interested candidates can apply by submitting the completed application form to the Secretary of Smt. Vijayalakshmi R L Jalappa Education Foundation.

Eligibility: The candidate must be from Arya Idiga community and reside in Bangalore Urban, Bangalore Rural, Ramanagara, Kolar, Chikkaballapura, Tumkur, Mandya, Mysore, Chamarajnagara, Hassan, Chitradurga, Davanagere or Bellary district; must be pursuing PUC, Diploma, ITI, graduation and post-graduation and have scored at least 60% cut off percentage; family must BPL card holder.

Award: Financial assistance until the completion of the course

Application period: September

Nirankari Rajmata Scholarship Scheme

This is a merit cum means scholarship which offers a scholarship amount of up to INR 50,000 to class 12 passed needy and meritorious students. The interested candidates can apply by downloading the application form, filling it and submitting the completed form through email or post at the office of Sant Nirankari Charitable Foundation.

Eligibility: The candidate must have scored at least 90% marks in class 12 and have taken admission as a regular student in a government recognised institution through a competitive exam; annual family income must not exceed INR 3.5 Lakh.

Award: Tuition fee up to INR 50,000 or actual tuition fee (whichever is less)

Application period: August-September

Click here to know more about this scholarship.

IndusInd Foundation Merit-cum-Means Scholarship

This scholarship is a national scholarship which offers an amount of up to INR 1500 per month to needy meritorious students who have passed class 12 and have secured admission in a regular degree programme. Scholarship registration can be done by submitting the completed scholarship form at the office of IndusInd Foundation.

Eligibility: Students who have passed class 12 in the current academic year with a minimum 85% marks (aggregate), must have taken admission in a regular degree course of a recognised university in India.

Award: Up to INR 1,500 per month

Application period: August-September

North South Foundation (NSF) Scholarship

North South Foundation (NSF) Scholarship offers a scholarship amount of up to INR 25,000 to meritorious students who have passed class 12. Under this scholarship scheme, those students who want to pursue a career in engineering, medicine or 3-year polytechnic diploma in engineering can avail scholarship benefits. Interested candidates can apply online through the official scholarship page of North South Foundation.

Eligibility: Students among top 100% in class 10 & 12 & CET/JET ranking in their respective states, must have taken admission into a professional course like Engineering, Medical, Dental, Polytechnic, B.Sc (Agriculture), B.V.Sc, etc., of a government or government-aided college, the annual family income must not exceed INR 90,000

Award: An annual scholarship of up to INR 25,000

Application period: October

Click here to get detailed information about this scholarship.

Also, read ‘Merit Scholarships – All You Need to Know’ to gather more information about those scholarships which you can apply for.

If you wish to know more about those scholarships which are for underprivileged students, read ‘Means Scholarship – All You Need to Know’.