- The implementation of the Right to Education in 2011 in Jharkhand helped many students from the marginalised sections. Currently, it functions as an RTE website customised for the state where the students and parents can find all the information regarding school admissions, scholarship applications, and development of educational infrastructure in Jharkhand.
- With several universities and institutions of national importance, the state offers a range of undergraduate and postgraduate programs for students. Famously known as the ‘Mineral Bowl of India’, students of this state show a keen interest in research and skill development, specifically in the fields of mining and engineering. Here are a few institutions students can target after their 10th and 12th examinations:
- Indian Institute of Technology (Indian School of Mines), Dhanbad
- National Institute of Technology, Jamshedpur
- Indian Institute of Management, Ranchi
- Central University of Jharkhand
- All India Institute of Medical Sciences, Deoghar
- Jharkhand State Open University
- Birla Institute of Technology (BIT), Mesra
- Birla Institute of Technology (BIT), Sindri
- The tribal communities in Jharkhand often face educational barriers mostly due to the lack of awareness and financial constraints. The government has prioritised education in these areas by establishing schools, providing financial assistance, digital education initiatives, and implementing mid-day meal schemes to improve student retention rates.
- Various institutes provide vocational training in fields such as hospitality, healthcare, and information technology. These programs aim to enhance employability by equipping students with practical skills.
- The state government has introduced various schemes to facilitate access to higher education for students from economically disadvantaged backgrounds. These include initiatives like the Guruji Student Credit Card, Combined Counselling Board Scholarship (CCB) etc.
Education Funding Solutions After 10th and 12th: Opportunities for Students after Class 10th and 12th
Education Funding Solutions After 10th and 12th: National Scholarship Opportunities
Scholarship is the best way to reduce the financial burden of educational expenses. Once the 10th and 12th board examinations are over, you can visit the Buddy4Study platform to browse through the various national-level scholarships that students of Jharkhand can avail. A few of them are listed below:
NSP Central Sector Scheme of Scholarship for College and University Students
The NSP Central Sector Scheme of Scholarship for College and University Students is provided by the Department of Higher Education, Government of India. It provides an annual scholarship support up to ₹20,000 to students who have passed Class 12. To become eligible for this scholarship, applicants should be enrolled in a professional undergraduate or postgraduate programme in an institution recognized by the AICTE. Additionally, their annual family income should not exceed ₹4,50,000.
PM Yasasvi Central Sector Scheme of Top Class Education in College for OBC, EBC, and DNT Students
This is a scheme offered by the Ministry of Social Justice and Empowerment, Government of India. With an aim to support education of students having passed Class 12 and those belonging to OBC, EBC, and DNT categories, the PM Yasasvi Central Sector Scheme of Top Class Education in College provides for the tuition fees, living expenses, books, electronics, and other stationery during their course of study. Students enrolled in a full-time course with an annual income up to ₹2,50,000 can apply for this scholarship.
The Buddy4Study Scholarship Support Programme for the academic year 2025-26 aims to encourage young and talented students across India for higher education. Students who have passed Class 10th, 12th, or are in the first year of their undergraduate programmes can avail this scholarship. Selected scholars shall receive an award from ₹25,000 to ₹1,00,000 annually. Eligible students from Jharkhand should definitely apply for this scholarship on the Buddy4Study platform before 15 May 2025.
Indira Gandhi Single Girl Child Scholarship
The Indira Gandhi Single Girl Child Scholarship is a prestigious initiative by the University Grants Commission (UGC) aimed at supporting the postgraduate education of single girl children in India. Applicants must be the only girl child in their family, with no brothers, or twin or fraternal daughters, and must be under 30 years old. They should be enrolled in the first year of a full-time, regular Master’s degree course in a UGC-recognised university or postgraduate college. The scholarship provides an annual stipend of ₹36,200 for two years, which can be availed alongside other scholarships.
Shramik Card Scholarship: The Shramik Card Scholarship is a collection of schemes designed to provide financial assistance to students whose parents or guardians are registered workers in the unorganised sector. Eligibility criteria typically require the applicant’s parent or guardian to be a registered worker with a state’s labour welfare board, and the student must be enrolled in a recognised school or college from Class 6 to the postgraduate levels. The annual family income criteria vary by state, and applicants must meet these specific requirements.
Education Funding Solutions After 10th and 12th: State-Specific Scholarship Opportunities
In addition to the scholarship programs sponsored by the Central Government, there are various scholarship opportunities only for students of Jharkhand. Buddy4Study offers a comprehensive list that you should not miss out on. We have listed a few of them hereafter.
Combined Counselling Board Scholarship (CCB)
The Combined Counselling Board (CCB) Scholarship is a merit-based initiative by the CCB Education and Welfare Department, offering financial assistance to students pursuing higher education in various technical and professional courses. Eligible candidates must be Indian nationals who have passed Class 10, 12 or are in the final year of an undergraduate or postgraduate course from a recognised institution. The minimum marks required vary by course, typically ranging from 33% to 50% in the last qualifying examination. The scholarship covers up to 100% of tuition fees, with amounts ranging from ₹60,000 to ₹2,50,000 annually, depending on the course.
E-Kalyan Scholarship
The Jharkhand E- Kalyan portal is a platform enlisting government scholarship opportunities in Jharkhand. This portal is managed by the Scheduled Tribe (ST), Scheduled Caste (SC), Minority and Backward Class Welfare Department, Government of Jharkhand, and aims to support the education of students from the ST, SC, BC, and Economically weaker sections. The scholarships listed on the E-Kalyan portal meant for students after having passed 10th and 12th are listed below:
- Post-Matric (Within and Outside State) Scholarships for ST Students
- Post-Matric (Within and Outside State) Scholarships for SC Students
- Post-Matric (Within and Outside State) Scholarships for BC Students
Vidyadhan Jharkhand Intermediate Scholarship Program
The Vidyadhan Jharkhand Intermediate Scholarship Program is offered by the Sarojini Damodaran Foundation. It supports meritorious students from economically weak families with an income of up to ₹2,00,000 in Jharkhand. Students who have completed their 10th grade in the current year with at least 75% marks or a 7.5 CGPA can apply for it. The scholarship provides financial assistance of up to ₹10,000 per year for two years of intermediate education (Classes 11 and 12).
Muskaan Scholarship Programme
The Muskaan Scholarship Programme is a Corporate Social Responsibility (CSR) initiative by Valvoline Cummins Pvt Ltd. It is designed to provide financial assistance to underprivileged students of Jharkhand in Class 9 to 12. This scholarship targets children of commercial drivers (LMV/HMV), mechanics, and those from Economically Weaker Sections (EWS), with an annual family income limit of ₹8,00,000. To be eligible for it, applicants must have scored at least 60% in their previous academic year. Selected scholars shall receive up to ₹12,000 annually. Additionally, the programme offers mentorship by company employees to help students overcome challenges and achieve academic excellence.
Medhavi Putra/Putri Chhatravritti Yojana
The Medhavi Putra/Putri Chhatravritti Yojana is a scholarship scheme offered by the Department of Labour, Employment, Training & Skill Development Govt of Jharkhand. This state-sponsored scholarship aims to support the education of the children of workers registered with the Jharkhand Building and Other Construction Worker Welfare Board (JBOCWW Board). Applicants must be a domiciled resident of Jharkhand, enrolled as students, and have passed their previous examination with at least second division (45% marks) or gained admission through a competitive examination (except for Class 1 to 5). The scholarship can be availed by up to two children of a registered worker.
Maanki Munda Scholarship for Female Students
The Maanki Munda Scholarship is a scheme launched by the Department of Higher and Technical Education, Government of Jharkhand. It financially supports the education of B.Tech. students at BIT Sindri. Female residents of Jahrkhand with a maximum annual income of ₹8,00,000 can avail of this scholarship and receive an annual award of up to ₹30,000.
Also read: E-Kalyan Jharkhand Scholarship
Education Funding Solutions After 10th and 12th: Education Loan Programmes
Apart from scholarships, the buddy4study platform also hosts several opportunities for education loans. For those who are unable to avail of a scholarship or such courses that demand a significant investment, education loans are key to taking the extra mile to achieve your goals. Education loans that students of Jharkhand can avail of after 10th and 12th are listed below:
Jharkhand NMDFC Education Loan Scheme
The Jharkhand NMDFC Education Loan Scheme is an initiative by the National Minorities Development & Finance Corporation (NMDFC). Implemented by the State Channelising Agency, it financially assists students from minority communities in Jharkhand. The scheme provides education loans to students enrolled in job-oriented technical and professional courses for a maximum duration of 5 years. This scheme provides students with financial assistance, offering up to ₹20,00,000 for domestic studies and ₹30,00,000 for international education at minimal interest rates.
Guruji Student Credit Card Loan Scheme
Guruji Student Credit Card Loan is a scheme offered by the Jharkhand State Government for meritorious students in the state. To be eligible to apply for this scheme, students should have completed Class 10 or 12 from a recognised school in the state and secured admission into a reputable institution listed under this scheme. They can avail an education loan of up to ₹15,00,000 at an annual interest rate of 4%, with no collateral requirements.
Dr. Ambedkar Central Sector Scheme of Interest Subsidy on Educational Loans for Overseas Studies for OBCs & EBCs Students
The Dr. Ambedkar Central Sector Scheme of Interest Subsidy on Educational Loans for Overseas Studies is an opportunity offered by the Government of India. It financially supports the higher education of students from OBS and EWS categories. To apply for this study abroad loan, students should have secured admission to a Master’s, M.Phil, or Ph.D course abroad.
Education Funding Solutions After 10th and 12th: Buddy4Study Education Loan Programme
The Buddy4Study Education Loan Programme helps students fund higher education in India and abroad, offering collateral-free loans up to ₹40 lakh. Partnering with banks and NBFCs, the program provides interest rates starting at 8.1%, varying by institution and course. This initiative aims to make quality education accessible by easing financial burdens for aspiring students.
Buddy4Loan
If you’re looking for an education loan, Buddy4Loan is a user-friendly website that aims to simplify the process. They offer loans that are customized to meet student requirements, making it much easier to finance your studies.
Application Link – https://www.buddy4loan.com/
Education Funding Solutions After 10th and 12th: Career Guidance with Buddy4Study
After 10th and 12th, students of Jharkhand have a comprehensive support available to guide them through their career choices along with the roadmap to reach their destination. Here are the characteristic features of the platform that are very helpful for students:
Psychometric Test
The psychometric test as a tool that will help you understand your strengths and weaknesses. It looks at your skills, what you know, your personality, and even how you might do in school or at work. This can help you figure out what you’d enjoy pursuing most as a career.
Stream Selector Test
If you are not sure which stream to choose in Class 11, our stream selector test can help you. It shows which subjects match your skills and interests, so you can pick a path that leads to a great career.
Education Funding Solutions After 10th and 12th: Admission Based Scholarships in Jharkhand
Indian Institute of Technology (Indian School of Mines) Dhanbad
Students who have secured admission in IIT (ISM) Dhanbad are eligible for various scholarships. The important ones are listed below.
- Merit-cum-Means Scholarship
- Tuition fee waiver
- Budhwanti Mrig Memorial Educational Scholarship
- S P Banerjee Scholarship
- Atlas Copco Scholarship
- ISMAANA Scholarships
- Sandvik Scholarship
All India Institute of Medical Sciences, Deoghar
Ambuj Sonu Smriti is a scholarship support extended by AIIMS Deoghar to help students pursuing undergraduate courses like MBBS and BSc. (Hons.) Nursing in the institute.
Birla Institute of Technology (BIT), Sindri
BIT Sindri offers 31 scholarships annually to its students based on their academic performance. A few of them are listed below:
- Toppers Award
- BITSAA Bermo ChapterScholarship
- Sri S S Sahay Award Instituted by Dr. B S Sahay
- Ramsakhi Devi Scholarship instituted by Sri Uma Shankar Singh
- N G Mitra Award instituted by Sri Sujit Mitra
Education Funding Solutions After 10th and 12th: Additional Resources on Buddy4Study Platform
Apart from scholarships and loans, Buddy4Study also provides the following additional resources on its platform:
Career Guidance: Get expert advice on choosing the right career path based on your interests and skills.
- Stream Selector Test – https://www.buddy4study.com/stream-selector
- Psychometric Test – https://www.buddy4study.com/psychometric-test
Buddy4Study’s Online Degree Scholarship Support Programme
You can apply to India’s leading UGC-approved universities through Buddy4Study’s Online Degree Scholarship Support Programme and receive up to 15% off on your first-semester fee. This programme is designed to assist students who are willing to pursue undergraduate and postgraduate online courses at over 100 NAAC A+ accredited and NIRF-ranked universities in India. Scholarships are available for a diverse range of online courses, including MBA, MCA, MA, M.Com., M.Sc., BA, BCA, BBA, B.Com., and B.Com. (Honors) across 250+ specializations. In addition, students will benefit from expert counselling to help them select the best course and university tailored to their needs and preferences.
Application Link: https://www.buddy4study.com/page/online-degree-scholarship-support-programme
Internships and Fellowships: Explore internship and fellowship opportunities that complement your academic growth.
Education Funding Solutions After 10th and 12th: Registering and Applying on Buddy4Study
To get started on your educational journey, follow these simple steps:
Step 1: Register on Buddy4Study
- Create an account: Visit the Buddy4Study website and click on the “Sign Up” option.
- Enter your details: Provide basic details such as your name, email address, phone number, and educational background.
Step 2: Explore Available Scholarships and Programs
- Once registered, you can search for available scholarships based on your qualifications, field of study, and location.
- Use filters like Class 10th/12th, state-specific scholarships, and more to find the most relevant opportunities.
Step 3: Apply for Scholarships and Loans
- After selecting the scholarships, carefully read the eligibility criteria and gather the required documents.
- Submit your online application directly through the platform. Most scholarships and programs allow you to track your application status in real-time.
Step 4: Staying Updated
- Keep an eye on the notifications and deadlines for various scholarships and funding programs.
- Buddy4Study will also send you reminders for upcoming deadlines and new opportunities.
Registration Link – https://www.buddy4study.com/register
Education Funding Solutions After 10th and 12th: FAQs
What is the Guruji Student Credit Card Scheme?
It is a state government initiative offering interest-free loans of up to ₹15,00,000 for meritorious students in Jharkhand to pursue higher education.
What is the purpose of the E-Kalyan Scholarship Portal?
The E-Kalyan portal lists government scholarships for ST, SC, BC, and economically weaker sections in Jharkhand to support students’ education.
How much financial assistance does the Vidyadhan Jharkhand Intermediate Scholarship Program offer?
The Vidyadhan Jharkhand Intermediate Scholarship Program offers up to ₹10,000 annually for students pursuing Class 11 and 12.
What is the PM Yashasvi Central Sector Scheme for OBC, EBC, and DNT students?
It provides financial support for OBC, EBC, and DNT students, covering tuition fees, living expenses, and other costs during their college education.
How can students apply for the Buddy4Study Scholarship Support Programme?
Students can apply by registering on the Buddy4Study platform, exploring scholarships, and submitting their applications online before the deadlines.
What is the Shramik Card Scholarship?
The Shramik Card Scholarship supports children of workers in the unorganised sector, providing financial assistance for education from Class 6 to postgraduate levels.
What are the benefits of the Indira Gandhi Single Girl Child Scholarship?
It offers ₹36,200 annually for postgraduate studies to single girl children enrolled in a full-time Master's degree course.
What is the Medhavi Putra/Putri Chhatravritti Yojana?
It is a state-sponsored scholarship for the children of registered construction workers in Jharkhand, supporting their higher education with financial aid.
What additional services does Buddy4Study offer besides scholarships and loans?
Buddy4Study provides career guidance, stream selector tests, and psychometric tests to help students make informed educational and career decisions.
What is the interest rate on loans under the Jharkhand NMDFC Education Loan Scheme?
The interest rate on loans under the Jharkhand NMDFC Education Loan Scheme ranges between 3% to 8% depending on the credit line of the beneficiaries.
What is the limit of the Guruji Student Credit Card Loan Scheme?
The maximum loan limit of the Guruji Student Credit Card Loan Scheme is ₹15,00,000 at a subsidised interest rate of 4% per annum without collateral.
Who is eligible for the Muskaan Scholarship Programme 2024?
Children of commercial drivers (LMV/HMV), mechanics, and those from Economically Weaker Sections (EWS), with an annual family income limit of ₹8,00,000. Additionally, applicants must have scored at least 60% in their previous academic year.
What is the Buddy4Study Scholarship Support Programme 2025-26?
This is an opportunity for students who have passed classes 10th, and 12th or are in the first year of their undergraduate programmes wherein selected scholars shall receive an award from ₹25,000 to ₹1,00,000 annually.
What is the application deadline for Buddy4Study Scholarship Support Programme 2025-26?
The application deadline for Buddy4Study Scholarship Support Programme 2025-26 is 15 May 2025.
What is the reward amount available under the E-Kalyan Scholarship?
Students shall receive an amount of up to ₹1,00,000 per annum through the Jharkhand E-Kalyan Scholarships.