JN Tata Endowment Loan Scholarship 2024-25 – Opening Gateways to Pursue Higher Studies Overseas

Established in 1892 by Jamsetji Nusserwanjee Tata, the Promoter of the Tata Group, the JN Tata Endowment awards merit-based loan scholarships to students across India for higher studies overseas. Every year, 90 to 100 scholars are selected across disciplines ranging from the sciences (applied, pure, and social) to management, law and commerce and the fine arts.

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This article offers detailed information about the JN Tata Endowment Loan Scholarship 2024-25 in terms of its application process, eligibility, documentation, and other needful information. Read further to have a detailed understanding of this scholarship and its application process.

JN Tata Endowment Loan Scholarship 2024-25 – An Overview

Detailed Overview of JN Tata Endowment Loan Scholarship Program

Particulars Details
Name of the Scholarship      JN Tata Endowment Loan Scholarship 2024-25
Provider Name Tata Trust
Scholarship Type Merit-based
Eligibility Open to students across India for higher studies abroad
Award Loan scholarship of up to INR 10 lakh
Last Date to Apply March 15, 2024
Application Mode Online through the Buddy4Study portal
Academic Session Fall 2024- Spring 2025

JN Tata Endowment Loan Scholarship 2024-25 – Key Dates

Now, with this brief piece of information, it is important to have knowledge of some other details. But before referring to them, the candidates are necessarily required to keep track of the important dates of application to this scholarship programme. The applications for the JN Tata Endowment Loan Scholarship 2024-25 are currently open. The last date to submit the application forms is March 15, 2024.

JN Tata Endowment Loan Scholarship 2024-25 – Eligibility

  • Candidates should be Indians, not older than 45 years as of June 30, 2024, and graduates of a recognised Indian university with at least 60% marks on average in their undergraduate or postgraduate studies. Candidates are not eligible to apply if their undergraduate degree is not from a recognised university in India. 
  • The course to which candidates are admitted must be recognized as a Graduate Program (post-graduate in Indian terminology).  
  • Candidates who did not get selected in the previous year/earlier for the loan scholarship and candidates who could not avail of the loan scholarship when they were selected are eligible to apply a fresh. 
  • Candidates who are already pursuing postgraduate studies abroad may apply either at the end of their first year of studies or at the commencement of the second year, provided there is a minimum of one full academic year (12 months) remaining to be completed at the time of the loan scholarship award, typically in July of any calendar year.  
  • Candidates in the final year of their degree courses and those awaiting results are eligible to apply. Candidates may apply, even if they do not have the admission/offer letters while filling the application form from the universities to which they have applied for the academic year 2024-2025. However, they must update their application status with the Endowment once they secure admission by sending an appropriate email to jnte@tatatruts.org, quoting the reference number which appears on the top left side of the form.
  • J N Tata scholars who have fully repaid their existing loan scholarship amount are eligible to apply.
  • Candidates going overseas for seminars, conferences, training, workshops, paper presentations, undergraduate studies, and any post-graduate degree/diploma/certificates through distance learning or online mediums are not eligible to apply.
  • Candidates planning to pursue postgraduate and undergraduate studies in India are not eligible to apply.
  • Candidates who are planning to study for a diploma of at least one-year duration, whose entry-level requirement is higher secondary level, are not eligible to apply.

JN Tata Endowment Loan Scholarship 2024-25 – Award Details

Loan scholarship of up to INR 10 lakh

JN Tata Endowment Loan Scholarship 2024-25 – Key Documents

The entire scholarship program comprises four phases and candidates will be informed about the status of their application at the end of each phase. 

Phase 1 – ends on 15th March 2024, the final date of submission of the application 

Career Assessment Test

  • Candidate’s photo (500 * 500 pixels in jpeg format)
  • Aadhaar card
  • Passport (first & last page)
  • Marksheet / Transcript/s for each academic qualification
  • Statement of Purpose (SoP)
  • Work experience certificate from previous the employer (applicable for working professionals)
  • Appointment letter from the existing employer (applicable for working professionals)
  • Latest filed ITR/3 months’ pay slips (applicable for working professionals)

Phase 2 –Online Test

No documents are required.

Phase 3 – Interview with Subject Expert 

  • Letter of admission to the University
  • A letter of Recommendation (LOR) specifically addressed to “The Trustees of the J N Tata Endowment” either from a Professor of the College or University or the employer, in case the candidate is/was working
  • Final year marksheets / degree certificate
  • Scorecards (GRE/GMAT/TOEFL/IELTS/PTE)
  • Certificate of scholarships/ranking/prizes (if any)
  • Certificates relating to co-curricular and extra-curricular achievements
  • Research work/Project work (only one)
  • Resume
  • Cost of education
  • Source of funds

Phase 4 –  Final Selection

  • Candidate’s PAN card
  • Candidate’s cancelled cheque / latest bank statement 
  • Guarantor’s PAN card and Aadhar card
  • Guarantor’s passport size photograph (500*500 pixels in jpeg format)
  • Guarantor’s income proof / latest filed ITR

NOTE: All documents should be uploaded in a grayscale pdf suitably named to identify the nature of the document being shared.

Buddy4Study - Education Loan

JN Tata Endowment Loan Scholarship 2024-25 – Application Process

  • Applications for the Loan Scholarships will be open from 11th January to 15th March 2024 on our website www.jntataendowment.org
  • Candidates have to create a login ID and password to be able to apply. 
  • Please note that :
    • you may create only one Login ID using your email ID. 
    • this is not a downloadable form. So, you may directly complete the application form online in one visit or more than one visit but you must remember to save the draft before you exit each time. 
    • you are required to validate the application form before final submission after which candidates will not be able to make any changes.

JN Tata Endowment Loan Scholarship 2024-25 – Contact Details

In case one has any queries related to this scholarship programme, its eligibility, the application process, award details, or selection process, one is requested to connect through the email id given below – 

Email: jnte@tatatrusts.org

JN Tata Endowment Loan Scholarship 2024-25 – FAQs

Who is eligible to apply?

A candidate pursuing full-time postgraduate studies overseas are eligible to apply.

  • The candidate should be An Indian citizen and be not older than 45 years as of 30th June 2024 and have graduated from a recognized Indian University and have scored at least 60% on average in the undergraduate and graduate studies and the course to which candidates are admitted must be recognized as a Graduate Program (post-graduate in Indian terminology), where the entry requirement is an undergraduate degree.
  • Candidates qualifying as above, already pursuing their studies overseas may also apply provided they have at least one full academic year remaining to complete at the time of award (normally by July of any calendar year).
  • Past J N Tata scholars who have fully repaid their existing loan scholarship amount are also eligible to apply.

Who is not eligible to apply?

  • Candidates going overseas for seminars, conferences, training, workshops, paper presentation, undergraduate studies, and any post-graduate degree/diploma/certificate courses through Distance learning or online medium are not eligible to apply.
  • Candidates planning to pursue postgraduate and undergraduate studies in India are not eligible to apply. 
  • Candidates who are planning to study for a diploma of at least one year duration, whose entry level requirement is higher secondary level are not eligible to apply.

3. How can I apply?

  • Applications for the Loan Scholarships will be open from 11th January to 15th March 2024 on our website www.jntataendowment.org
  • Candidates have to create a login ID and password to be able to apply. 
  • Please note that :
    • you may create only one Login ID using your email ID. 
    • this is not a downloadable form. So, you may directly complete the application form online in one visit or more than one visit but you must remember to save the draft before you exit each time. 
    • you are required to validate the application form before final submission after which candidates will not be able to make any changes.

Can I apply even if I do not have confirmed admission?

Yes, you can. However, you must update the application status with the Endowment once your admission is secured, by sending an email to jnte@tatatrusts.org  quoting the reference number (which appears on the top left side of the application form).

How and when can I ascertain the status of my application?

Candidates will be informed about the status of their application on completion of each phase. The program comprises 4 phases:- 

Phase 1 – Application Submission

Phase 2 – Online Test

Phase 3 – Interview with Subject Expert

Phase 4 – Final Selection

Can I update my application form at a later stage?

Yes, you can update the application form by sending an email to jnte@tatatrusts.org quoting the reference number (which appears on the top left side of the application form).

What documents are required while submitting the application form?

The following documents are required : 

  • Candidate’s photo (500 * 500 pixels in jpeg format)
  • Aadhar Card
  • Passport (first & last page)
  • Marksheet / Transcript/s for each academic qualification

Working professionals need to upload 3 additional documents (if any):- 

  • Work Experience certificate from the previous employer
  • Appointment letter from the existing employer and
  • Latest filed ITR/3 months’ pay slips.

What documents will be required from the candidate when shortlisted for the Online Test?

No documents will be required to be submitted.

What documents will be sought from the candidate when notified of the selection for the interview? 

  • Letter of admission to the University
  • Final year mark sheets and degree certificate
  • Scorecards (GRE/GMAT/TOEFL/IELTS/PTE)
  • Certificate of scholarships/ranking/prizes (if any)
  • Certificates relating to Co-curricular and extra-curricular achievements
  • Research work/Project work (only one)
  • Resume
  • Cost of education
  • Source of funds

What documents will be required from the candidate when notified of the final selection after the interview with the Subject Expert?

  • Candidate’s PAN card
  • Candidate’s cancelled cheque / latest bank statement
  • Guarantor’s passport size photograph (500*500 pixels in jpeg format)
  • Guarantor’s Aadhar card and PAN card
  • Guarantor’s Income proof / latest filed ITR 

Is there any interest charged on the loan scholarship?

The loan scholarship is offered at a simple interest of 2% per annum but Trustees may at their discretion grant any exemption or rebate in the payment of interest by any candidate.  

What is the repayment schedule of the loan?

The loan is repayable in equal installments from the 3rd to the 7th year commencing from the date of disbursement of the loan scholarship.

What is the maximum loan scholarship amount a candidate can secure?

In the recent past, the loan scholarship amounts have ranged between Rs.1 lakh and Rs.10 lakhs, the latter being the maximum.   However, not all candidates qualify for the maximum amount.

Does the Endowment provide any additional financial assistance besides the loan scholarship?

While the Endowment does not, a selected JNTE scholar who has accepted the loan scholarship is eligible for a criteria based travel grant and gift award from our allied Tata Trusts.

Does the Endowment ask for any collateral security?

We do not insist on any collateral, but the candidate must have a guarantor who guarantees the repayment of the loan. This is mandatory and the guarantor’s liability is on par with that of the candidate.   

Who can be a guarantor and what is the guarantor’s responsibility?

The guarantor should normally be a parent(s)/guardian of the candidate. In the case of a married person, the guarantor can also be a spouse or the parents-in-law. In case parent/s/spouse are unable to be a guarantor, a guardian or any relative (i.e. any member of the family such as brother, sister, father-in-law, mother-in-law, uncle, and aunt (both maternal and paternal) or any other relative may be the guarantor).  A non-relative may act as a guarantor subject to the Endowment’s prior approval and after submitting the relevant documents. 

Does the Endowment have any format for the Statement of Purpose (SoP)?

There is no set template for the SOP, it is expected that the content be written by the applicant and be free of plagiarism and biographical details. The narrative should not exceed 800 words.

The SOP should broadly cover the following points :

  1. Your interest in the chosen field of study in the context of your academic pursuits and achievement/research experience, work experience, and publications (as may be relevant)
  2. The choice of University and area of study and how these align to your short and long term academic and professional goals.

Does the Endowment need a letter of recommendation (LoR) and is there any specific format?

Yes, we need only one LoR which can be -issued by a Professor of the College or University where the candidate is studying OR the Employer, in case the candidate is/has been in employment. The LoR should be addressed to “The Trustees of the J. N. Tata Endowment” and submitted online by the recommender.  The directions for candidates and recommenders are available along with the application form.

Is there a question bank available for candidates to take practice online test?

While a practice question bank is not available, upon a candidate being selected for giving an online test, the Endowment arranges for a mock test which a candidate can take and also provides comprehensive directions on how the same should be attempted.

When are the interviews held?

Generally, the interviews are held during the months of  April to June, though they may extend to the first week of July if required.

To whom can a candidate address a query?

The Endowment can be contacted via Email: jnte@tatatrusts.org  Tel: +91-22-6665 7681 / 7198 / 7774 from 9:30 am to 5:00 pm on weekdays (Monday to Friday). Kindly note that we are closed on all bank and public holidays.

Disclaimer

  1. Source of Information: Buddy4Study app compiles details on scholarships/fellowships from government websites and private scholarship sources. Links to the official sources accompany each listing detail pages.
  2. Non-affiliation: The Buddy4Study app is not associated with any government entity in India or elsewhere. When featuring government scholarships, we rely on publicly accessible information from central and state government websites in India.

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