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JN Tata Endowment Loan Scholarship 2023-24

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About the Program

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Established in 1892 by Jamsetjee Nusserwanjee Tata, the founder of the Tata Group, the JN Tata Endowment awards loan scholarships to Indians for overseas higher studies, based only on individual merit, irrespective of caste, creed, religion or any other factor. Candidates are supported wherever they wish to study provided they meet the merit bar. The loan scholarships, about a 100 every year, have so far been awarded to around 5600 Scholars who come from all parts of the country and all walks of life. Most of the candidates have been for Applied Sciences, IT & Computing, Engineering, Management, Law, Economics and a few in other areas including fine and performing arts. The US has been the preferred destination followed by the UK, Europe and a few in APAC. There are many illustrious people who are JN Tata Scholars.

  • JN Tata Endowment Loan Scholarship 2023-24
    Deadline09-Mar-2023
    Eligibility
    • Candidates should be Indians, not older than 45 years as on June 30, 2023, and graduates of a recognised Indian University with at least 60% marks on average in their undergraduate or post-graduate studies. If the undergraduate degree is not from a recognised University in India, candidates are not eligible to apply.  

    • Candidates who did not get selected in the previous year/earlier for the loan scholarship and candidates who could not avail of the loan scholarship when they were selected are eligible to apply. Such candidates are required to follow the entire selection process. 

    • Candidates who missed applying to the J N Tata Endowment at the beginning of their overseas studies may apply at the end of 1st year or the beginning of 2nd year provided there is a minimum of 12 months remaining in their studies, at the time of award of the loan scholarship, which is usually July of any calendar year. 

    • Candidates in the final year of their degree courses and those awaiting results are eligible to apply. Candidates may apply even if they do not have the admission/offer letters at the time of making the application, from the Universities to which they have applied for the academic year 2023-2024. However, they must update their application status with the Endowment once they secured admission by sending an appropriate email to jnte@tatatruts.org by quoting the reference number which appears on the top left side of the form.

    • Candidates going overseas for seminars, conferences, training, workshops, paper presentation, undergraduate studies, and any post-graduate degree/diploma/certificates through Distance learning or online medium are not eligible to apply.

    • Candidates planning to pursue postgraduate and undergraduate studies in India are not eligible to apply. 

    • The course to which candidates are admitted must be recognized as a Graduate Program (post-graduate in Indian terminology).

    • J N Tata scholars who have fully repaid their existing loan scholarship amount are eligible to apply.

    Benefits:

    Loan scholarship of up to INR 10 lakh

    Documents

    The entire selection process has been divided into four phases and candidates will be informed about the status of their application at the end of each phase. 

    Phase 1 – ends on 9th March 2023, the final date of submission of the application   

    • Candidate’s photo (500 * 500 pixels in jpeg format)
    • Aadhar card
    • Pan card
    • Passport (first & last page)
    • Transcript/s for each qualification
    • Scorecards (GRE/GMAT/TOEFL/IELTS/PTE)
    • Statement of Purpose (SoP)
    • Work experience certificate from the employer (applicable for working professionals)
    • Appointment letter from the employer (applicable for working professionals)
    • One-year ITR/3 months’ pay slips (applicable for working professionals)

    Phase 2 – Shortlisting for an Online Test

    No documents required

    Phase 3 – Shortlisting for Technical Interview

    • Letter of admission
    • Guarantor’s photo (500*500 pixels in jpeg format)
    • Guarantor’s Aadhaar card, Pan card, one-year ITR/pay slip last 3
    • Letter of Recommendation (LOR) specifically addressed to “The Trustees of the J N Tata Endowment” either from a professor of the college or university or the employer, in case the applicant is/was working

    Phase 4 – Interview

    • Final year mark sheets and degree certificate
    • Certificate of scholarships/ranks/prizes (if any)
    • Co-curricular and extra-curricular activities
    • Research work/Project work (only one)

    NOTE: All documents should be uploaded in a grayscale pdf with their required nomenclature.

    How can you apply?

    Click on the ‘Apply Now’ button below to start the application. 

    NOTE: The application will remain open till Thursday, 9th March 2023 until 12.00 noon.

Contact

In case of any queries, please reach out to:

022-6665 7774 / 7198 / 7681 (Monday to Friday - 10:00AM to 6PM)jnte@tatatrusts.org

Frequently Asked Questions
  • What is the eligibility for the Loan Scholarships?
    • Nationality – Indian Nationals
    • Age – not older than 45 years as of 30th June 2023
    • Qualification – Graduates of a recognized Indian University
    • Marks – at least 60% on average in their undergraduate and graduate studies 
    • Candidates who are at the end of the 1st year of their overseas studies, with at least one full academic year remaining to complete at the time of award (normally by July of any calendar year)  
    • J N Tata scholars who have fully repaid their existing loan scholarship amount.

    The course to which candidates are admitted must be recognized as a Graduate Program (post-graduate in Indian terminology), where the entry requirement is an undergraduate degree.

  • When and where can I apply?
    • Applications for the Loan Scholarship will be open every year from December/January onwards till mid-March on our website www.jntataendowment.org

    • Candidates have to create a login ID and password to be able to apply. Please note that you may create only one Login ID using your email ID. This is not a downloadable form. You may directly complete the application form online in one visit or more than one visit but you must remember to save the draft before you exit each time. Candidates are required to validate the application form before final submission after which candidates will not be able to make any changes.

  • Can I apply even if I do not have confirmed admission?

    Yes, you may. However, you must update the application status with the Endowment once your admission is secured, by sending an appropriate email to jnte@tatatrusts.org by quoting the reference number (which appears on the top left side of the form)

  • How and when will I get the status of my application form?

    Candidates will know the status of their application on each phase. The status of the application form communicated appropriately through an email between March and June. 

    Following are 4 phases involves in the application screening:- 

    Phase 1 – Application Submissions

    Phase 2 – Shortlisting for an Online Test

    Phase 3 – Shortlisting for Technical Interview

    Phase 4 – Interview

    Each phases candidates requires to update the information. Candidates moves to next phases will have to update information.

  • Can I update my application form at a later stage?

    Yes, you can update the application form by sending an appropriate email to jnte@tatatrusts.org by quoting the reference number (which appears on the top left side of the form)

  • What documents are required while submitting the application form?

    The application process is divided into different phases. Different sets of documents are asked at the different phases:

    Phase 1 Application Submissions

    • Candidate’s photo (500 * 500 pixels in jpeg format)
    • Aadhar card
    • Pan card
    • Passport (first & last page)
    • Transcript/s for each qualification
    • Scorecards (GRE/GMAT/TOEFL/IELTS/PTE) 

    Working professionals need to upload 3 additional documents (if any):- 

    • Work Experience certificate from the previous employer
    • Appointment letter from the existing employer and
    • Latest One-year ITR/3 months’ pay slips. 

    Phase 2 – Shortlisting for an Online Test

    No documents required

    Phase 3 – Shortlisting for Technical Interview

    • Letter of admission
    • Guarantor’s photo (500*500 pixels in jpeg format)
    • Guarantor’s Aadhar card, Pan card, one-year ITR/pay slip last 3 months

    Phase 4 – Interview

    • Final year mark sheets and degree certificate
    • Certificate of scholarships/ranks/prizes (if any)
    • Co-curricular and extra-curricular activities
    • Research work/Project work 

     

  • Is there any interest charged ?

    The scholarship is offered at a simple interest of 2% per annum. However, Trustees may waive the interest if candidates repaid the loan by the end of seventh year. The repayment schedule is in five equal installments of 20% between the 3rd and 7th year. 

  • What is the minimum and maximum loan scholarship amount?

    The loan scholarship amount ranges between Rs.1,00,000/- and Rs.10,00,000/-. All applicants do not necessarily qualify for the maximum amount.

  • Is there any other component?

    Yes, there is a travel grant and a Gift award. The selected scholars may also be recommended for a partial travel assistance - a maximum of Rs.50,000/- and gift award from our allied Trusts as may be decided at the sole discretion of the Trustees of the concerned Trusts. The gift award ranges between Rs.2,00,000/- and Rs.7,50,000/- and depends on the academic performance of the candidates in the course for which they are awarded the JN Tata loan scholarship.

  • Do you ask for any collateral security?

    We do not insist on any collateral but applicants must have a guarantor. This is mandatory. The guarantor’s liability is on par with the candidate.

  • Who can be a guarantor and what is the guarantor’s responsibility?

    The guarantor should normally be a parent(s)/guardian of the candidate. In the case of a married person, the guarantor can be a spouse or the parents-in-law. In case parent/s/spouse are unable to be a guarantor, a guardian or any relative (i.e. any member of the family such as brother, sister, father-in-law, mother-in-law, uncle, and aunt (both maternal and paternal) or any other relative may be the guarantor).  A non-relative may act as a guarantor subject to the Director’s approval and submitting relevant documents. 

  • Do you have any format for the Statement of Purpose (SoP)?

    No, we do not have any specific format but we do have expectations of a good SoP. The most important point to note is that the Statement of Purpose is NOT a Personal Statement, which means that candidates must make very few biographical references. What has to come through clearly is why you have made a certain academic choice.

    The SoP, specifically addressed to the “Trustees of the J N Tata Endowment”, is an academic document in candidates’ own words, between 500 and 800. 

  • Do you need a letter of recommendation (LoR) and is there any specific format?

    Yes, we need only one LoR which can be written by a Professor of the college or university where the candidate is studying OR the Employer, in case the candidate is / was working. The LoR should be addressed to “The Trustees of the J. N. Tata Endowment”, and submitted online by the recommender; instructions for candidates & recommenders are available with the application form.

  • Do we have any questions bank available for an online test?

    No, the online test is based on the lines of the Thinking Skills Assessment (TSA). This is not a subject-specific test and contains some numerical questions too but does not presume anything more than knowledge of arithmetic and does not involve difficult calculations. 

  • When are the interviews held?

    The interviews are held between late April and June.

  • Are the candidates reimbursed for their travel and accommodation for the scholarship interviews?

    The candidates are not reimbursed for their travel and accommodation for the scholarship interviews. Candidates also have an option to take the video conference interview via Skype/Microsoft Teams/Zoom. 

  • Where can any query be addressed?

    The Endowment can be contacted via Email: jnte@tatatrusts.org  Tel: +91-22-6665 7681 / 7198 / 7774 from 9:30 am to 5:00 pm on weekdays (Monday to Friday). We are closed on all bank and public holidays.

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