What After 10th & 12th Boards: A Guide to Higher Education Funding for Students from Himachal Pradesh

Just as the glorious mountains of Himachal reach great heights, so too do the aspirations of its students after completing their 10th and 12th Board exams. As the pressure of 10th and 12th boards ends, another vital question arises, what to do next? Many students plan to pursue higher education, some plan to enter a job or internship to get real world experience and few plan to go abroad or pursue any technical or professional courses. All of these aspirations vary from one individual to another.

In order to support and help fulfill aspirations of these students, there are several education funding opportunities that can help you achieve your academic goals. The Government of Himachal Pradesh offers various scholarship schemes and education funding programs to support students who have passed Class 10 and 12. These schemes cater to various categories, including merit-based awards, STEM courses, economically weaker sections (EWS), female students, students hailing from different castes including those with disabilities. 

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These initiatives are designed to help students with further education, skill development, and career opportunities.

What After 10th & 12th Boards: State Government Schemes for Students of Himachal Pradesh

Dr. Ambedkar Medhavi Chattarvriti Yojna 

This scholarship rewards academic excellence by providing ₹10,000 annually to 1000 meritorious SC and 1000 meritorious OBC students pursuing their studies in Class 11 and 12. Eligibility requires securing 72% or higher in the preceding 10th or 11th Class examinations conducted by the H.P. Board of School Education, Dharamshala.

To know more about the scholarship click here.

Swami Vivekanand Utkrisht Chattarvriti Yojna

This scheme provides a monetary scholarship support of ₹10,000 to 2,000 meritorious students from General category pursuing their studies in  Class 11 and 12. Eligibility requires achieving 77% or higher in the preceding Class 10th or 11th examinations conducted by the H.P. Board of School Education, Dharamshala.

To know more click here.

Thakur Sen Negi Utkrisht Chhatervritti Yojna 

To become eligible for this scholarship while pursuing Class 11 (+1 stage), 100 meritorious ST boys and 100 meritorious ST girls must secure 72% or higher in their 10th-grade examinations conducted by the H.P. Board. 

Career Assessment Test

To know more click here.

Maharishi Balmiki Chattarvritti Yojna

A scholarship support of ₹9000 per year is given is to the Bonafide Himachali girl students belonging to Balmiki families, engaged in unclean occupation for pursuing studies beyond Matric to college level and for pursuing professional courses in colleges situated in Himachal Pradesh irrespective of their status i.e. public or Private.

To know more click here.

Indira Gandhi Utkrisht Chhatarvritti Yojna

Under the Indira Gandhi Uttkrisht Chhatarvritti Yojna, 150 students are awarded a scholarship support of ₹9000 per year per student purely on the basis of their merit and without any income ceiling. It is also awarded to ten toppers each from the merit list of 10+2 in Arts, Science and Commerce.

To know more click here.

What After 10th & 12th Boards: Central Government Schemes for Students of Himachal Pradesh

Post-Matric Scholarship Scheme to SC students 

Buddy4Study - Education Loan

Students from SC categories whose parental annual income from all sources combined is up to rupees ₹2,00,000 are eligible for full scholarship (i.e. maintenance allowance + full

fee) for all courses provided they are pursuing their studies in Govt./Govt. aided

Institutions.

To know more click here.

Post-Matric Scholarship Scheme to ST students

Students from SC categories whose parental annual income from all sources combined is up to rupees ₹1,45,000 are eligible for full scholarship (i.e. maintenance allowance + full fee) for all

courses provided they are pursuing their studies in Govt./Govt. aided institutions as a

regular students. 

To know more click here.

Post-Matric Scholarship Scheme to Students from Minority Community

Post-Matric Scholarship Scheme is available to students from minority communities pursuing their XI to PhD level in govt. or recognised private school/college/institute including technical/vocational courses.

Also Read: Post Matric Scholarship for Minorities

What After 10th & 12th Boards: Government Education Loan Schemes 

The State Government of Himachal Pradesh offers education loan schemes to students of Himachal Pradesh who have passed their 10th and 12th Board exams. They are as under:  

What After 10th & 12th Boards: Buddy4Loan

Buddy4Loan is a user-friendly online platform that aims to simplify the process of loan application and make it easier to avail education loans for needy applicants. It offers loans that are customised to meet student requirements, making it much easier to finance your studies.

These benefits highlight the commitment of Buddy4Study towards your career. 

Application Link – https://www.buddy4loan.com/ 

What After 10th & 12th Boards: Career Guidance with Buddy4Study

After having passed 10th and 12th, students of Himachal Pradesh have a comprehensive support available to guide them through their career choices along with the roadmap to reach their destination. 

Psychometric Test

The psychometric test as a tool that will help you understand your strengths and weaknesses. It looks at your skills, what you know, your personality, and even how you might perform in school or at work. This can help you figure out what you’d enjoy pursuing most as a career.

Stream Selector Test

If you are not sure which stream to choose in Class 11, our stream selector test can help you. It shows which subjects match your skills and interests, so that you can pick a path that leads to a great career.

What After 10th & 12th Boards: Education Funding Solution on Buddy4Study Platform 

Buddy4Study Scholarship Support Program 2025-26

Buddy4Study Scholarship Support Program 2025-26 is a promising initiative of Buddy4Study to help academically bright students access higher education scholarship opportunities early, specifically after completing their 10th and 12th grades. This program focuses on three key categories:

  • Students who have completed Class 10/Class 12
  • Students currently pursuing their studies in Class 11/12
  • First-year students enrolled in a 3-year or 4-year undergraduate course

Selected candidates will be given priority consideration for scholarships, streamlined access to financial assistance, and full or partial waivers for admission fees at top educational institutions across India.

Application LinkBuddy4Study Scholarship Support Programme 2025-26

TOEFL Global Scholar Challenge 2025-26 – 2nd Edition

The TOEFL Global Scholar Challenge 2025-26 – 2nd Edition is an online quiz competition organized by TOEFL to assist Indian students aiming to study abroad. Participants have the chance to win exciting prizes worth ₹1,30,000, along with TOEFL test fee vouchers worth ₹500 and TOEFL official preparation materials valued at ₹7,500, absolutely free. 

Here’s what’s in store for you: 

  • Quick and simple registration for the competition
  • 30-minute online multiple-choice quiz that evaluates your awareness of studying abroad, English proficiency, and general knowledge about global education. 
  • Rewarding winners with prizes totaling ₹1,30,000 to help turn their study abroad aspirations into reality.

Application LinkTOEFL Global Scholar Challenge 2025-26 – 2nd Edition

What After 10th & 12th Boards: Registering on Buddy4Study Platform

To get started on your educational journey, follow these simple steps:

Step 1: Register on Buddy4Study

  • Create an account: Visit the Buddy4Study website and click on the “Sign Up” option.
  • Enter your details: Provide basic information such as your name, email address, phone number, and educational background.

Step 2: Explore Available Scholarships and Programs

  • Once registered, you can search for available scholarships based on your qualification, field of study, and location.
  • Use filters like Class 10th/12th, state-specific scholarships, and more to find the most relevant opportunities.

Step 3: Apply for Scholarships and Loans

  • After selecting the scholarships, carefully read the eligibility criteria and gather the required documents.
  • Submit your online application directly through the platform. Most scholarships and programs allow you to track your application status in real-time.

Step 4: Staying Updated

  • Keep an eye on the notifications and deadlines for various scholarships and funding programs.
  • Buddy4Study will also send you reminders for upcoming deadlines and new opportunities.

There is no doubt that Buddy4Study provides a comprehensive platform offering scholarships, education loans, and funding solutions to help students overcome financial barriers. Registering and exploring these opportunities is a significant step towards achieving your academic ambitions and securing a successful future.

What After 10th & 12th Boards: FAQs

What are the main scholarships available to Himachal Pradesh students after Class 10 and 12?

Key scholarships include the Dr. Ambedkar Medhavi Chattarvriti Yojna, Swami Vivekanand Utkrisht Chattarvriti Yojna, Thakur Sen Negi Utkrisht Chhatervritti Yojna, and Maharishi Balmiki Chattarvritti Yojna, among others.

What are the options available to students who have completed their 10th and 12th exams in Himachal Pradesh?

Students can pursue higher education, vocational courses, competitive exam preparation, studies abroad, or even consider entrepreneurship, depending on their interests and financial readiness.

What is the eligibility criteria for the Swami Vivekanand Utkrisht Chattarvriti Yojna in Himachal Pradesh?

To be eligible, students must achieve 77% or higher in their previous Class 10 or 11 exams, and the scholarship provides ₹10,000 to meritorious students in Class 11 and 12 from the general category.

How does the Buddy4Study Scholarship Support Programme assist students from Himachal Pradesh?

The programme offers financial support ranging from ₹25,000 to ₹1,00,000 annually, helping students who have completed Class 10/12 or are in their first year of undergraduate studies, with access to scholarships and financial assistance.

What is the focus of the Himachal Pradesh Education Loan Scheme?

The scheme offers education loans to students in Himachal Pradesh who have passed Class 10 and 12, providing financial support for their higher education.

How can students in Himachal Pradesh apply for government scholarships on Buddy4Study?

Students can register on the Buddy4Study platform, explore available scholarships, and apply online by submitting the required documents and tracking their application status.

What is the purpose of the TOEFL Global Scholar Challenge 2025-26?

The TOEFL Global Scholar Challenge is an online quiz competition that helps Indian students aiming to study abroad. Winners can earn exciting prizes, including ₹1,30,000, TOEFL test fee vouchers, and preparation materials.

What is the Buddy4Study Psychometric Test?

The Psychometric Test helps students understand their strengths, weaknesses, and career suitability by assessing their skills, personality, and interests.

How does the Buddy4Study Psychometric Test assist students?

The Psychometric Test helps students assess their strengths, weaknesses, and personality traits, aiding them in making informed career choices by understanding their skills and potential.

What is the maximum education loan amount can I get?

Loans up to ₹20 lakh (domestic) and ₹30 lakh (abroad) under most schemes.

How do I check eligibility for Mukhyamantri Vidyarthi Protsahan Yojana?

Eligible applicants must be a Himachal resident, have family income below ₹4 lakh, and be enrolled in a recognised institution.

Can I get both an education loan and a scholarship?

Yes, you can avail both, as long as the combined amount does not exceed your total educational expenses.

Disclaimer

  1. Source of Information: Buddy4Study app compiles details on scholarships/fellowships from government websites and private scholarship sources. Links to the official sources accompany each listing detail pages.
  2. Non-affiliation: The Buddy4Study app is not associated with any government entity in India or elsewhere. When featuring government scholarships, we rely on publicly accessible information from central and state government websites in India.

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