Kotak Junior Scholarship Program 2026-27 – Opening Doors to Brighter Futures

The Kotak Junior Scholarship Program 2026-27 is a meaningful initiative by Kotak Education Foundation (KEF), the CSR implementing arm of the Kotak Mahindra Group. The programme is designed to support high-achieving students from the Mumbai Metropolitan Region (MMR) who have completed their Class 10 from SSC, CBSE, or ICSE boards and wish to continue their education in Classes 11 and 12.

Scholarship Registration and Login

To know the details of the Kotak Junior Scholarship Program 2026-27, including eligibility criteria, benefits, application dates, application process, and more, check our detailed article below. 

Kotak Junior Scholarship Program 2026-27 Overview

Kotak Education Foundation (KEF), the dedicated CSR implementing body of the Kotak Mahindra Group, has been working for nearly two decades to equip economically disadvantaged children and youth with quality education and foundational skills. The Kotak Junior Scholarship Program 2026-27 is built on KEF’s commitment to ensuring continuity in education for deserving students at a critical academic transition. The programme provides financial support alongside mentorship, academic guidance, and career counselling, empowering scholars to move forward with confidence and clarity.

To know more about the Kotak Junior Scholarship Program 2026-27, kindly go through this comprehensive guide below.

Kotak Junior Scholarship Program 2026-27 Key Details

Particulars Details
Name of the Scholarship Kotak Junior Scholarship Program 2026-27
Provider Name Kotak Education Foundation (KEF)
Scholarship Type Merit-cum-means-based scholarship
Eligibility
  • Applicants must have scored 85% or above in their Class 10 Board Examination (SSC/CBSE/ICSE) in 2026. 
  • Must have secured admission in Class 11 at junior colleges or schools in the Arts, Commerce, or Science streams within the Mumbai Metropolitan Region (MMR) for the academic year 2026-27. 
  • Annual parental income must be INR 3,20,000 or below. 
  • Applicants must be current residents of the Mumbai Metropolitan Region (MMR). 
  • Children of Kotak Education Foundation and Buddy4Study employees are not eligible.

Note: MMR regions include Mumbai Suburban and Mumbai City; Thane district (Thane, Kalyan, Dombivli, Ulhasnagar, Bhiwandi, Ambernath, Badlapur, Murbad, Shahapur, Vasai, Virar, and Palghar city); Raigad district (Panvel, Uran, Karjat, Khalapur, Pen, and Alibag); and Mira Bhayandar and Navi Mumbai Municipal Corporation areas.

Award Scholarship of INR 3,500 per month during Class 11 and Class 12, totalling INR 73,500 for 21 months, along with mentorship support, academic assistance, career guidance, and exposure visits. 
Application Mode Online through the Buddy4Study portal
Direct Application Link Click Here
Academic Session 2026-27

Kotak Junior Scholarship Program 2026-27 Key Dates

Applications for the Kotak Junior Scholarship Program 2026-27 are now open. Eligible students are encouraged to complete and submit their applications well before the deadline to avoid any last-minute inconvenience.

Kotak Junior Scholarship Program 2026-27 Application Dates

Particulars Details
Last Date to Apply 30 June, 2026

Kotak Junior Scholarship Program 2026-27 Eligibility Criteria

Students interested in applying for the Kotak Junior Scholarship Program 2026-27 should carefully review the eligibility criteria listed below before submitting their application.

  • Applicants must have scored 85% or above in their Class 10 Board Examination (SSC/CBSE/ICSE) in 2026.
  • Applicants must have secured admission in Class 11 at a junior college or school in the Arts, Commerce, or Science stream within the Mumbai Metropolitan Region (MMR) for the academic year 2026-27.
  • Annual parental income from all sources must not exceed INR 3,20,000.
  • Applicants must currently reside within the Mumbai Metropolitan Region (MMR).
  • Children of employees of Kotak Education Foundation and Buddy4Study are not eligible to apply.

Career Assessment Test

Note: MMR regions include Mumbai Suburban and Mumbai City; Thane district (Thane, Kalyan, Dombivli, Ulhasnagar, Bhiwandi, Ambernath, Badlapur, Murbad, Shahapur, Vasai, Virar, and Palghar city); Raigad district (Panvel, Uran, Karjat, Khalapur, Pen, and Alibag); and Mira Bhayandar and Navi Mumbai Municipal Corporation areas.

Kotak Junior Scholarship Program 2026-27 Benefits

Selected students will receive a scholarship of INR 3,500 per month for 21 months, amounting to a total of INR 73,500 across the two years of Classes 11 and 12.

Note:

In addition to financial assistance, scholars will receive the following benefits:

  • Mentorship support to guide students throughout their academic journey in Classes 11 and 12
  • Academic assistance to strengthen learning and improve performance in studies
  • Career guidance to help students make well-informed decisions about their future education and professional paths
  • Exposure visits to broaden perspectives and enrich their overall learning experience

The scholarship amount will be disbursed on a quarterly basis. Funds must be utilised only for academic expenses, including tuition fees, books, stationery, travel, and other education-related requirements.

Documents Required for Kotak Junior Scholarship Program 2026-27

  • SSC/ICSE/CBSE Marksheet (e-copy permitted) – Mandatory (post-result)
  • Income Certificate issued by the Government of Maharashtra for F.Y. 2026-27; certificates for F.Y. 2025-26 and F.Y. 2024-25 will also be accepted – Mandatory
  • Latest copy of the IT Return along with Form 26AS (if income tax has been paid or filed by any family member), or Form 16
  • Applicants recent passport-size photograph – Mandatory
  • School Leaving Certificate (post-result)
  • Death certificate in case of single-parent applicants – Mandatory
  • Student’s bank account details or a joint account with a parent (bank statement or first page of passbook required)

Kotak Junior Scholarship Program 2026-27 Application Process

Buddy4Study - Education Loan

Students can follow the step-by-step process given below to apply for the Kotak Junior Scholarship Program 2026-27:

Step 1: Visit the official scholarship page on Buddy4Study to apply for the scholarship.

Step 2: Scroll down and click on the ‘Apply Now’ button.

Step 3: Log in to Buddy4Study with your registered ID, or register for an account by clicking on ‘Create an Account’ and providing your Email/Mobile number/Gmail account and password.

Step 4: You will be redirected to the “Kotak Junior Scholarship Program 2026-27” application form page.

Step 5: Click the ‘Start Application’ button to begin the process.

Step 6: Fill in the ‘Check Your Eligibility’ form to confirm your eligibility for the scholarship.

Step 7: Complete the online application form and upload the required documents.

Step 8: Accept the ‘Terms and Conditions’, check all boxes, and click on ‘Preview’.

Step 9: Review all details carefully and click on the ‘Submit’ button to complete your application.

Kotak Junior Scholarship Program 2026-27 Contact Details

For any queries related to the Kotak Junior Scholarship Program 2026-27, including eligibility, the application process, deadlines, or disbursal details, students may contact the scholarship provider via email or phone for assistance.

Contact Details for Kotak Junior Scholarship Program 2026

Particulars Details Timings
Phone Number +91-8779020452, +91-9372654601 Monday to Saturday: 10:00 AM to 06:00 PM (IST)
Email Address excel@kotakeducation.org Any time

FAQ’S

What is the minimum academic score required to apply for the Kotak Junior Scholarship Program 2026-27? 

Applicants must have scored 85% or above in their Class 10 Board Examination (SSC/CBSE/ICSE) in 2026 to be eligible for this scholarship.

Is the scholarship available to students from all streams? 

Yes, students enrolled in Class 11 across the Arts, Commerce, and Science streams at junior colleges or schools within the Mumbai Metropolitan Region are eligible to apply.

What is the total financial support a selected scholar will receive? 

A selected student will receive INR 3,500 per month for 21 months, which amounts to a total of INR 73,500 over the two years of Classes 11 and 12.

How often will the scholarship amount be released to selected students? 

The scholarship is disbursed on a quarterly basis and can only be used for academic expenses such as tuition fees, books, stationery, and travel.

Can students from outside Mumbai apply for this scholarship? 

No. Applicants must currently reside within the Mumbai Metropolitan Region (MMR) and must be enrolled in a Class 11 institution located within the MMR for the academic year 2026-27.

Disclaimer

  1. Source of Information: Buddy4Study app compiles details on scholarships/fellowships from government websites and private scholarship sources. Links to the official sources accompany each listing detail pages.
  2. Non-affiliation: The Buddy4Study app is not associated with any government entity in India or elsewhere. When featuring government scholarships, we rely on publicly accessible information from central and state government websites in India.

Scholarships For

Upto Class 8 Class 1 to10 (Pre-Matric) Class 9 to 10 (Pre-Matric) Post-Matric(Class 11-12) Class 11 & 12 Class 12 passed Polytechnic/Diploma/ITI ITI Diploma/Polytechnic Graduation Post-Graduation Medical Engineering Girls NSP Portal Income Based SC/ST/OBC Law

Scholarship by State

NSP Scholarships Andhra Pradesh Arunachal Pradesh Assam Bihar Chandigarh Chhattisgarh Delhi Goa Gujarat Haryana Himachal Pradesh Jammu & Kashmir Jharkhand Karnataka Kerala Madhya Pradesh Maharashtra Manipur Meghalaya Mizoram Nagaland Odisha Punjab Rajasthan Sikkim Tamil Nadu Telangana Tripura Uttar Pradesh Uttarakhand West Bengal