Higher Education & Skill Development Guarantee Scheme
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About the Program Share
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Higher Education & Skill Development Guarantee Scheme is an initiative by the Government of National Capital Territory of Delhi. This scheme offers education loan of up to INR 10 lakh to students who have completed Class 10 or Class 12 and want to pursue diploma/degree level courses or specified skill development courses in government-run institutions in Delhi. The loans are collateral-free, which means students are not required to put up any security to get the loan. The program aims to offer financial support to students through the banking system ensuring 'reasonable and affordable' terms and conditions
Higher Education & Skill Development Guarantee Scheme
DeadlineAlways Open Eligibility -
Students who have completed Class 10 and Class 12 in Delhi and have the aspiration to pursue diploma, degree, or specified skill development courses within India are eligible.
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Candidates who have passed Class 10 in Delhi and want to take higher education courses that require Class 10 as the minimum qualifying examination are eligible.
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Students must have secured admission to a higher education course or specified skill development courses (Diploma or Degree including Bachelors, Masters and Doctoral Degree) through entrance test/merit-based selection process after completion of secondary examination/senior secondary examination/required qualifying examination in:
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Government or Private/Self-financed institutions located in Delhi*
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Central/State Govt. Universities/Institutions outside of Delhi (within India)
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Benefits: Education loan of up to INR 10 lakh at an interest rate of 2% above the selected bank's base rate.
Note - Students will not be required to provide any collateral or margin money for the availed education loan.Documents -
Aadhaar card of student
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PAN card of student
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Class 10 certificate certificate (passed from Delhi)
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Class 12 certificate certificate (passed from Delhi)
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Employer’s Certificate (students who are children of employees of Government of NCT of Delhi or officials/government servants who are posted with the Government of NCT of Delhi are also eligible under this scheme)
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Passport sized photograph
How can you apply? -
Visit the official website of e-District Portal Delhi.
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Navigate to CITIZEN’S CORNER
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Click on the dropdown menu and go to New User Registration option
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Fill out the form to get registered
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Login, fill in the details, upload the documents and apply for the scheme
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Previous Year Scholarships And Results
Frequently Asked Questions
What is the maximum loan amount available under this scheme?
Beneficiaries of the Higher Education & Skills Development Guarantee Scheme can apply for an education loan of up to INR 10 lakh.
What are the guidelines for online registration for the Higher Education & Skills Development Guarantee Scheme?
A valid mobile number is mandatory for online registration for this scheme. Upon registration, an access code and password will be sent to the mobile number provided in the registration form. It is important to complete the registration process within 72 hours by entering the access code and password on the e-District Delhi website. Failure to do so will result in incomplete registration, and applicants will need to provide their registration details again. In case one does not have an Aadhaar number or Voter ID card, one can apply at any of the counters at Tehsil/Sub-Division Office.
What is the interest rate applicable under the Higher Education & Skills Development Guarantee Scheme?
The interest rate under the Higher Education & Skills Development Guarantee Scheme is determined by individual banks and is linked to the base rate. During the study period and until the repayment begins, simple interest will be charged. The maximum interest rate will be charged at the base rate of the selected bank plus 2%.
Can more than one student apply for this education scheme belonging to the same family?
Yes, more than one student can apply for this education scheme belonging to the same family.
Do banks charge processing fees for education loans under this scheme?
There are no processing charges for educational loans under this scheme.
What is the maximum repayment period for the loan?
The maximum repayment period for the loan is 15 years.
Is a student who is a resident of Delhi but passed either class 10th or 12th from outside Delhi eligible for this scheme?
No. Only those students who have done their class 10th and class 12th from Delhi is eligible under the scheme.
Contact
In case of any queries, please reach out to:
011-23980220 (Monday to Friday - 10:00AM to 06:00 PM (IST))studentloan.delhi@gov.in
Disclaimer
1. Source of Information: Buddy4Study app compiles details on scholarships/fellowships from government websites and private scholarship sources. Links to the official sources accompany each listing detail pages.
2. Non-affiliation: The Buddy4Study app is not associated with any government entity in India or elsewhere. When featuring government scholarships, we rely on publicly accessible information from central and state government websites in India.
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