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National handicapped finance and development corporation (a govt. Of india undertaking ) under department of disability affairs provides Loan For Professional/Educational/Training Courses to Disabled Persons.
A term loan granted to Indian Nationals for pursuing higher education in India or abroad where admission has been secured.
Any Indian Citizen with 40% or more disability.
Application can be done online only.
Expenses considered for loan
Any other expenses required to complete the course like study tours, project work, Assistive devices etc.
Amount of Loan
Need based finance subject to the repaying capacity of the parents/students with the following ceilings –
i) Studies in India - Maximum Rs. 10.00 lacs
ii) Studies Abroad - Maximum Rs. 20.00 lacs
i) Upto Rs. 4.0 lakh - Nil
ii) Above Rs. 4.0 lakh - 5% for courses in India
iii) Above Rs. 4.0 lakh for - 15% courses abroad.
Rate of Interest – 4% p.a.
A rebate of 0.5% on interest to women beneficiaries.
Repayment of Loan
Procedure for Obtaining Loan
Application in the prescribed format is to be submitted to the State Channelising Agency for sanction of loan as per the lending policy of National Handicapped Finance and Development Corporation. The interested students may also apply directly to NHFDC for education loan assistance.
Suggested Processing Fees
Suggested Documentation for SCA to follow
CORPORATE OFFICE :
PHD Chamber of Commerce and Industry, PHD House, 3rd Floor,
4/2 Siri Institutional Area, August Kranti Marg,
New Delhi-110 016
Ph : (011)45803730 ,(011)45088636 PS to CMD,(011)45088638
(011)40541355 (Scholarship),TeleFax: (011)–45088636
REGISTERED OFFICE :
Red Cross Bhawan, Sector - 12,
Ph :(0129) 2287512, 2287513, 2226910
TeleFax:(0129) – 2222339,2284371
NHFDC REGIONAL OFFICE CUM SKILL TRAINING CENTRE(UJJAIN) :
A 15/7 , MAHAKAL BANIJYA KENDRA,
Ph :(0734) – 2534205
E-mail : email@example.com
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