The Central Sector Interest Subsidy (CSIS) Scheme, launched in April 2009 by the Ministry of Education (formerly known as the Ministry of Human Resource Development), helps make higher education more affordable. It provides a subsidy that covers the interest on education loans taken by students from economically weaker sections with an annual family income up to ₹4.5 lakhs for pursuing professional or technical courses in India. This subsidy applies during the moratorium period, which includes the course duration plus one additional year.
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