Buddy4Study - ICICI Bank Education Loan Programme
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Buddy4Study - ICICI Bank Education Loan Programme is a joint initiative offered by the ICICI Bank and Buddy4Study to financially support Indian students for pursuing higher education in India or abroad. Under this programme, students willing to pursue an undergraduate, postgraduate or postgraduate diploma in professional courses will be provided with a loan amount ranging from INR 1 crore for education in India to INR 2 crore for education abroad. The interest rate starts at 9.85% per annum and the loan tenure is up to 12 years.
Buddy4Study - ICICI Bank Domestic Education Loan Programme
Deadline31-Dec-2023 Eligibility Read More- Open for Indian students who are studying in or applying to undergraduate, postgraduate and PG diploma courses from recognized and accredited colleges/universities in India.
- Applicants must have passed Class 12/Diploma/Graduation.
- Applicants must be aged between 16 and 35 years.
- Applicants must have a good academic record.
Benefits: Loan up to INR 1 crore
Buddy4Study - ICICI Bank International Education Loan Programme
Deadline31-Dec-2023 Eligibility Read More- Open for Indian students who are studying in or applying to undergraduate, postgraduate and PG diploma courses from recognized and accredited colleges/universities abroad.
- Applicants must have passed Class 12/Diploma/Graduation.
- Applicants must be aged between 16 and 35 years.
- Applicants must have a good academic record.
Benefits: Loan up to INR 2 crore
Previous Year Scholarships And Results
Frequently Asked Questions
What is the interest rate applicable on Buddy4Study-ICICI Bank Education Loan?
The interest rate on Buddy4Study-ICICI Bank Education Loan depends on the loan amount, the repayment tenure, and the borrower's credit score. The current interest rate starts at 9.85% per annum.
What is the maximum loan amount I can get under Buddy4Study-ICICI Bank Education Loan?
The maximum loan amount that you can get under Buddy4Study-ICICI Bank Education Loan depends on the course you are pursuing, the educational institution you are attending, and your credit score. For education in India, the maximum loan amount is INR 1 crore. For education abroad, the maximum loan amount is INR 2 crore.
What is the loan tenure for Buddy4Study-ICICI Bank Education Loan?
The loan tenure is up to 8/10 years for the undergraduate courses plus 6 months as a post-course period and up to 10/12 years for postgraduate courses plus 6 months as a post-course period.
Who can be my co-borrower?
Parents, brother, sister, spouse, parents-in-law and grandparents can be your co-borrower.
Can I apply for an education loan if I do not have a co-borrower with income?
For post graduate courses, applicants with 3+ years of experience can apply for a loan with a non-financial co-borrower.
Can I pre-close my loan?
Yes, you can pre-close your loan any time during the tenure.
Contact
In case of any queries, please reach out to:
011-430-92248 (Ext- 123) (Monday to Friday - 10:00AM to 06:00 PM (IST))eduloan@buddy4study.com
Disclaimer
1. Source of Information: Buddy4Study app compiles details on scholarships/fellowships from government websites and private scholarship sources. Links to the official sources accompany each listing detail pages.
2. Non-affiliation: The Buddy4Study app is not associated with any government entity in India or elsewhere. When featuring government scholarships, we rely on publicly accessible information from central and state government websites in India.
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