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National Financial literacy Assessment Test (NCFE-NFLAT) 2015

Deadline: 17-Oct-2015

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For any queries, write to us at or Call us at 022- 66735100/01/02/03/04/05

NISM Bhavan, 
Plot No. 82, Sector - 17, 
Vashi, Navi Mumbai - 400 703 
Maharashtra, India


We believe financial literacy is an important life skill for the holistic development of each student. NCFE's National Financial Literacy Assessment Test (NCFE-NFLAT) is a step in that direction. This is a first of its kind national level test, conducted by the National Centre for Financial Education (NCFE), to measure the level of financial literacy among school students. Through this test NCFE aims to encourage school students to obtain basic financial skills which are essential for their full participation in society.

Targeted towards school students of Class VIII to X, NCFE-NFLAT would assess their knowledge on topics such as Money, Savings, Banking, Budgeting, Insurance, Investment, Retirement planning, etc. The test is conducted online across the country, both in English and Hindi.

NCFE-NFLAT was launched in the year 2013-14 by the NCFE which is setup as part of NISM, with support from all financial sector regulators i.e. RBI, SEBI, IRDAI, PFRDA and FMC for implementation of the National Strategy for Financial Education (NSFE).


NFLAT is open to all students of Class VIII to X enrolled in a school affiliated to any recognized educational boards or trusts in India. Private Coaching Institute and similar entities are not allowed to participate.

How to apply?

Registration opens from 01-Sept-2015 and closes on 17-Oct-2015 and is on first come first serve basis. All students will have to register through their schools. No individual student registration would be entertained. Schools are requested to register themselves first and then register their students.

Registration link

More Information

  • School registration is mandatory for the student registrations. No direct registration is available for students.
  • As there are only limited seats available for this test, these seats will be allotted on first come first served basis. Registration may close early if the available seats are filled early.
  • The examination consists of 75 questions to be completed in 1 hour.
  • There is no passing mark for this test and all participants will receive a certificate.
  • Please note that there is negative marking of 25% for wrongly attempted questions i.e., -0.25 for 1-mark questions, -0.5 
    for 2-marks questions, -0.75 for 3-mark questions, etc.
  • The National award winners of last year (NCFE -NFLAT 2014-15) shall not be considered for national & regional Awards in this year's NFLAT (i.e. NCFE-NFLAT 2015-16).
  • The Regional award winners of last year (NCFE -NFLAT 2014-15) shall not be considered for regional awards in this year's NFLAT (i.e. NCFE-NFLAT 2015-16) but they would be considered for national awards in this year's NFLAT (i.e. NCFE-NFLAT 2015-16).
  • Test would be available in two languages i.e. English & Hindi
  • Punctuality in Attendance: You should be present at the examination hall before the time given in the hall ticket/ admit card. Candidates arriving late will not be permitted to enter the Examination Hall.
  • Hall ticket/ admit card to be submitted before Test: Bring this hall ticket/ admit card in original with a passport size photo duly pasted & attested by the head of the institution (with school stamp).You will not be permitted to appear for the examination if you do not bring the hall ticket/ admit card as instructed. You should hand over your hall ticket/ admit card to the invigilator in the examination hall
  • Compliance with instructions: You should scrupulously follow the instructions given by test administrator and the invigilators at all the stages of the examination. If you violate the instructions you will be disqualified and may also be asked to leave the examination hall.
  • Use of Books, Notes and Copying or Receiving/Giving Assistance Not Allowed: No calculator, separate or with watch, pagers, cellphones, books, slide rules, foot rules, note-books or written notes will be allowed inside the examination hall. Any candidate who is found either copying or receiving or giving assistance will be disqualified.
  • Do not leave your seat unless you are allowed.
  • Use of Stationery: You must bring a ball point pen with you.
  • Rough work to be done on the sheet provided: You should do all the necessary rough work on the sheet provided only. After the test is over, you should hand over the sheet, given for rough work to the invigilator before leaving the examination hall.
  • Travelling Allowance not admissible: No travelling allowance or other expenses in connection with the examination will be paid.
  • The travelling, boarding & lodging expenses for attending the Grand Award Ceremony will be reimbursed to all award winners as per the NCFE norms.
  • NCFE’s decision in this regard shall be final and binding on all the participants.


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